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Retire in Rock Hall, Maryland?
Overview: Rock Hall is a quaint, working fishing village on the Chesapeake Bay in north central Maryland. It dates from 1701 and has been a tobacco shipping port and a seafood processing hub. Today, it attracts pleasure boaters and vacationers.
More than a dozen marinas have boats of all shapes and sizes. Friday night sailing races happen during the summer and fall, and nautical themed events include the Pirates and Wenches Fantasy Weekend and the Kent County Waterman's Day. The public beach is small but clean and protected by a breakwater. Fishermen set out each day in search of oysters, blue crab and rockfish, much of which lands in the local seafood eateries. The downtown has attractive, touristy shops and galleries, as well as marine supply stores, kayak rental stores and the like. Homes include ranch ramblers, Cape Cods, plantation styles and more. Waterfront residences are large and have boat docks.
Population: 1,300 (city proper)
Percentage of Population Age 45 or Better: 67%
Cost of Living: 7% below the national average
Median Home Price: $195,000
Climate: Summers temperatures are in the 80s and 90s, and winter temperatures are in the 40s, 50s and 60s. On average, the area receives 44 inches of rain and 15 inches of snow per year.
At Least One Hospital Accepts Medicare Patients? No. The nearest hospital that accepts Medicare patients is in Chestertown, 10 miles away.
At Least One Accredited by Joint Commission? No. The nearest accredited hospital is in Chestertown, 10 miles away.
Public Transit: No
Crime Rate: Below the national average
Public Library: No
Political Leanings: Slightly conservative
Is Maryland Considered Tax Friendly for Retirement? Somewhat
Cons: The poverty level is above the national average.
Notes: Rock Hall has some racial diversity and has maintained its population during the last decade.
Recommended as a Retirement Spot? Yes, although the higher than average poverty level is a concern.
Charles I of England granted a royal charter for Maryland in 1632, and English settlers arrived in 1634. Early on, it was primarily home to indentured servants, convicts and Catholics (and was one of the only early settlements to have Catholics in positions of power).
The Mason Dixon Line was created in the mid-1700s, and Maryland gave away some land in 1791 to create the District of Colombia, which is now the location of the U.S. Senate, U.S. House of Representatives and the White House. British troops attempted to capture Baltimore in 1814, prompting Francis Scott Key to write The Star Spangled Banner. Maryland was a slave state during the Civil War but stayed in the Union.
Maryland covers both sides of Chesapeake Bay, and it has one of the longest waterfronts of any state. A few vital agricultural products are nursery and greenhouse products, dairy products, chickens, soybeans and eggs. The waters from Chesapeake Bay grow clams, finned fish, oysters and crabs.
Baltimore is home to Johns Hopkins University and Hospital, and Annapolis, the state capital, is the site of the U.S. Naval Academy. Popular sites for visitors include Harpers Ferry, Fort McHenry, Antietam National Battlefield, the U.S.S. Constellation, the National Aquarium and the Goddard Space Flight Center.
Population - 6,931,030
Persons 65 years old and over - 15%
High school graduates, persons age 25+ - 90%
Bachelor's degree or higher, persons age 25+ - 38%
Persons of Hispanic or Latino origin - 8%
White persons, not Hispanic - 54%
Median household income - $74,555
Median home value - $286,900
Social Security taxed? No
Source: U.S. Census Bureau
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