Finding the Best Places to Retire Since 2006!
Miramar Beach, Florida
A Classic Beach Town, Miramar Beach is Famous for its Mesmerizing Turquoise Waters and Miles of Sugar White Sand
Overview: Mesmerizing turquoise waters and miles of sugar white sand are what lure people to sun-drenched Miramar Beach. This classic beach community is nestled along Florida's Panhandle and has grown by 25% during the last 10 years.
Miramar Beach is a census designated place, not an incorporated town, and has tall, white-washed hotels and condominiums lining the beach. Neighborhoods, many without sidewalks, are lush and neatly laid out. Housing consists of pastel-colored bungalows, short and tall condominiums, Mediterranean-style estates, three story single family homes with triple decker balconies and more. Beach eateries include crab shacks and oyster bars, but there are also pizza joints, sandwich shops and Thai places. Shopping venues are primarily antique stores, beach accessory shops and a Winn Dixie, although the Silver Sands Factory Stores, a large outlet mall, is next door in Destin.
Population: 8,800 (city proper)
Age 45 or Better: 60%
Cost of Living: 25% above the national average
Median Home Price: $470,000
Climate: The area has a humid subtropical climate, meaning two seasons a year. Summer temperatures are in the 80s and 90s, and winter temperatures are in the 40s, 50s and 60s. On average, Miramar Beach receives 65 inches of rain per year.
At Least One Hospital Accepts Medicare Patients? Yes
At Least One Hospital Accredited by Joint Commission? Yes
Public Transit: No
Crime Rate: Below the national average
Public Library: No, but Destin has one.
Political Leanings: Conservative
College Educated: 47%
Is Florida Considered Tax Friendly for Retirement? Yes
Cons: Hurricane Michael in 2018 caused flooding and beach erosion, as did Hurricane Sally in 2020. There will be future hurricanes.
Notes: Miramar Beach is sometimes mistaken as an extension of neighboring Destin, nine miles to the west.
Recommended as a Retirement Spot? Yes
Named Pascua Florida by Juan Ponce De Leon, the Sunshine State did not enter the Union until March 3, 1845. Balmy mild winters began attracting snowbirds to the state in the late 19th century. Retirees continue to flock to the state. It's not hard to see why tourism has become the leading industry.
International trade and citrus are also major contributors to the state's economy. Eighty percent of the nation's oranges and grapefruits are grown here, and 40 percent of all U.S. exports to Latin America flow through Florida.
Florida's landscape includes uplands and coastal plains. It contains more than 11,000 miles of waterways and about 4,500 islands spread across 10 acres.
The state has 1,250 golf courses, more than any other state in the Union. The 47 mile Pinellas Trail is the longest urban trail on the east coast. Orlando theme parks attract more visitors than any other theme parks in the U.S. The only place in the world where alligators and crocodiles co-exist is in National Everglades Park.
Population - 20,612,439
Persons 65 years old and over - 20%
High school graduates, persons age 25+ - 87%
Bachelor's degree or higher, persons age 25+ - 27%
Persons of Hispanic or Latino origin - 24%
White persons, not Hispanic - 58%
Median household income - $47,525
Median home value - $159,900
Social Security taxed? No
Source: U.S. Census Bureau
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