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Retire in McClellanville, South Carolina?
Overview: The quiet, secluded fishing village of McClellanville, home to artists and writers, is nestled against a stretch of tidal creeks and saltwater marshes on South Carolina's mid-coast. It is a beautiful, simple place whose history began in the mid-19th century as a coastal resort for rice planters seeking relief from summer heat on the Santee Delta.
Although McClellanville was in the eye of Hurricane Hugo in 1989, it still has its classic antebellum and Victorian homes, many on spacious grounds dotted with stately live oaks. Just a few shops and churches line Pinckney, the pretty main street, and there are no stop lights. The Village Museum has a family history room, and the active arts council maintains a small gallery. It also offers a variety of workshops. The Hampton Plantation is open for tours, and its mansion, camellia gardens and irrigation canals are popular places to explore. Jeremy Creek, an offshoot of the Intracoastal Waterway and the only water access to McClellanville, is dotted with shrimpers and pleasure craft.
McClellanville is almost completely surrounded by the Francis Marion National Forest, which is marked by canoe trails and colossal bald cypress trees. The forest's Buck Hall Boat Launch has access to Cape Roman, and the cape has a visitors' center, lighthouse tour and pristine, seldom-seen beaches. There are a few restaurants, two seafood markets, one or two gas stations, a couple of grocery stores and several doctors but other services are few, mostly provided by residents who pitch in when needed.
Population: 500 (city proper)
Age 45 or Better: 57%
Cost of Living: 5% above the national average
Median Home Price: $285,000
Climate: This area has summer high temperatures in the low 90s, and winter temperatures in the 50s and 60s. On average, the area receives 56 inches of rain each year.
At Least One Hospital Accepts Medicare Patients? No. The closest hospital that accepts Medicare patients is in Mount Pleasant, 25 miles away.
At Least One Hospital Accredited by Joint Commission? No. The closest hospital that is accredited is in Mount Pleasant, 25 miles away.
Public Transit: Yes, but it mainly travels south to Mt. Pleasant.
Crime Rate: Meets the national average
Public Library: Yes
Political Leanings: Split down the middle
College Educated: 50%
Is South Carolina Considered Tax Friendly for Retirement? Yes
Cons: A hurricane is always a possibility. In fact, Hurricane Florence in 2018 brought rain, wind and some power outages but not much damage, and Hurricane Dorian in 2019 caused some flooding and downed trees.
Notes: McClellanville is isolated. Mount Pleasant is 25 miles away to the south, and Georgetown is 24 miles to the north. The town has a mayor but no police department and has grown by 40% within the last 10 years. Racial diversity is minimal. Many families have lived here for generations, and even with the recent growth, change comes slowly.
Recommended as a Retirement Spot? Yes, although the distance to a hospital should be weighed.
South Carolina is nicknamed the Palmetto State and its motto is "Dum spiro spero," which is Latin for "While I Breath, I Hope." It is 40th in size in the United States and was the eighth state to be admitted to the Union on May 23, 1788. The largest city and state capital is Columbia.
Formerly known as the Province of South Carolina, the area was also one of the 13 Colonies that declared its independence during the American Revolution. The state was the first to secede from the Union and was the first and founding state of the Confederate States of America.
South Carolina is in what is considered the Deep South and is bordered by the states of Georgia on the south and North Carolina on the north.
The state does not host any major professional sport franchises. However, the Carolina Panthers and the Carolina Hurricanes actually represent both North Carolina and South Carolina.
Population - 4,961,018
Persons 65 years old and over - 16%
High school graduates, persons age 25+ - 85%
Bachelor's degree or higher, age 25+ - 25%
Persons of Hispanic or Latino origin - 5%
White persons, not Hispanic - 64%
Median household income - $45,483
Social Security taxed? No
Source: U.S. Census Bureau
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