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retire

Finding the Best Places to Retire Since 2006!

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Retire in Kilmarnock, Virginia?

Overview:  Kilmarnock is in Virginia's Northern Neck, a peninsula that rests between the Rappahannock River and the Chesapeake Bay on the state's mid-coast. The town was first settled in the mid-1600s and today is a thriving commercial hub.

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Charming Main Street is lined with gift shops, antique stores, hardware outlets, a used book store, banks, a post office and eateries. The town's art league has a studio gallery and offers forums and workshops. At least one of Kilmarnock's wineries is on the Chesapeake Bay Wine Trail that winds through the Northern Neck. The Rappahannock Foundation for the Arts' On Stage Music Series presents the best in national acts, and the Camp Kekoka Music Festival is a summer weekend full of acoustic music. The Patron's Gala Art Show highlights local artists. The farmers' market is a traditional farm to table and bay to table market open the fourth Saturday of every month.

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The Chesapeake Bay side of Kilmarnock incorporates a boat basin, fishing charters, and sight-seeing cruises, and residents also enjoy a nature trail and a pond in the town's Baylor Park. Belle Isle State Park is upstream and includes tidal wetlands and seven miles of shoreline.

Neighborhoods are leafy with few sidewalks. Homes, many on nice sized lots, include bungalows, Cape Cods and ranch ramblers.

Population:  1,500 (city proper)

Percentage of Population Age 45 or Better:  58%

Cost of Living:  9% below the national average

Median Home Price: $185,000  

Climate:    Summer temperatures are in the 70s and 80s, and winter temperatures are in the 20s and 30s.   On average, the area receives 47 inches of rain and 10 inches of snow each year.

At Least One Hospital Accepts Medicare Patients?   Yes

At Least One Hospital Accredited by Joint Commission?   Yes

Public Transit:   A van pool service is available.

Crime Rate:   Below the national average

Public Library:   Yes 

Political Leanings:  Conservative

Is Virginia Considered Tax Friendly for Retirement?   Somewhat

Cons:   Kilmarnock has lost 3% of its population in the last decade.

Notes: None

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Recommended as a Retirement Spot?    Yes, although the population loss is a concern.

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Virginia:

The Commonwealth of Virginia is on the southern Atlantic coast. Nicknames include Old Dominion and Mother of Presidents (eight American presidents were born here). The motto for the state is Sic Semper Tyrannis, meaning Thus Always to Tyrants. This motto is on both the state's seal (designed in 1776) and the state's flag (first used in the 1830s).

The Virginia Company established the Colony of Virginia and Jamestown in 1607. The state was one of the Thirteen Colonies during the American Revolution and joined the Confederacy during the Civil War. Richmond was even named the Confederate capital. Today, the Virginia General Assembly is the oldest continuous legislative body in the Western world.

Western Virginia has a distictly rural, southern feeling while eastern Virgina is home to military installations and northern Virginia is where many Washington, D.C. lobbyists and government workers live.

The Blue Ridge Mountains, Chesapeake Bay, the Shenandoah Valley and miles of eastern shore beaches are Virginia highlights.

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Stats:

Population - 8,411,808 

Persons 65 years old and over - 15%

High school graduates, persons age 25+ - 88% 

Bachelor's degree or higher, persons age 25+ - 36% 

Persons of Hispanic or Latino origin - 9% 

White persons, not Hispanic - 62% 

Median household income - $65,015 

Median home value - $245,000 

Social Security taxed? No

Source: U.S. Census Bureau

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