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retire

Finding the Best Places to Retire Since 2006!

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Retire in Isle of Hope, Georgia?

Overview:   Once a haven for wealthy Savannahans fleeing the Yellow Fever, sleepy, enchanting Isle of Hope is today known for its elegant waterfront manors. It sits a little southwest from where the Skidaway River intersects with the Wimington River on the northern Georgia coast, just 17 miles from Savannah's big city amenities. Yet it feels a world away.

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Isle of Hope celebrated its 283rd year in 2019, and its sense of history is palpable. The picturesque marina, dotted with small sailboats and tall masted yachts, plays a major role in town life as it is the island's only commercial endeavor. Its overwater pavilion hosts portions of the annual music and art festival. The Wormsloe Historic Site features the area's best known plantation and has hiking trails, living history exhibits and a Colonial faire and muster. Local beaches include Butterbean and Tybee, which has a lighthouse and science center. The nearby Wassaw National Wildlife Refuge has rolling dunes, a maritime forest and salt marshes. Skidaway Island State Park boasts trails, camping facilities, a boardwalk, and an observation tower.

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Neighborhood lanes are tree canopied, and while many homes are large, historic and beautiful, others are modest bungalows and ranch ramblers. Nearly all sit on a lush lot. A Piggly Wiggly grocery is in nearby Sandfly, but most shopping and services are in Savannah.

Population: 2,500 (city proper)

Percentage of Population Age 45 or Better: 45

Cost of Living:  8% above the national average

Median Home Price:  $310,000

Climate:  Summer temperatures are in the 80s and 90s, and winter temperatures are in the 40s and 50s. On average, the area receives 43 inches of rain per year.

At Least One Hospital Accepts Medicare Patients?   No, but Savannah has several hospitals that accept Medicare patients.

At Least One Hospital Accredited by Joint Commission?   At Least One Hospital Accepts Medicare Patients? No, but Savannah has several accredited hospitals.

Public Transit:   No

Crime Rate:  Below the national average

Public Library:   No

Political Leanings:   Liberal

Is Georgia Considered Tax Friendly for Retirement?    Yes

Cons:   The area is vulnerable to hurricanes, and Hurricane Matthew caused significant flooding in 2016.

Notes:     Racial diversity is minimal. Everyone knows everyone else, and community spirit runs deep. Isle of Hope has grown by 6% in the last decade. Hollywood has come to visit several times over the years, filming portions of Glory and other movies here.

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Recommended as a Retirement Spot?   Yes

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Georgia:

The Peach State ratified the Constitution on January 2, 1788, becoming the fourth state to enter the Union. By the mid-19th century, Georgia was rich in plantations and deeply dependent on the slave economy. During the Civil War, General Sherman captured Atlanta and set about destroying much of the state's plantation culture.

The largest state east of the Mississippi River, Georgia has five major geographical regions that descend from the Appalachian Mountains in the north down to the Okefenokee Swamp in the southeast. The climate is surprisingly uniform. Most of the state experiences a mild winter and a hot summer.

Although Georgia is the nation's number one producer of peaches, peanuts, and pecans, agriculture is not its major employer. Trade, service industries, textile manufacturing, and federal organizations like the CDC and Fort Benning supply a larger number of jobs.

Georgia was the first state to lower the voting age to 18. Its Wesleyan College was the first chartered college in the world to grant degrees to women.

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Stats:

Population - 10,310,371 

Persons 65 years old and over - 13%

High school graduates, persons age 25+ - 85% 

Bachelor's degree or higher, persons age 25+ - 29% 

Persons of Hispanic or Latino origin - 9% 

White persons, not Hispanic - 53% 

Median household income - $49,620 

Median home value - $148,100 

Social Security taxed? No

Source: U.S. Census Bureau

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