Finding the Best Places to Retire Since 2006!
Retire in Horseshoe Bay, Texas?
Overview: Horseshoe Bay is a pretty town on the southern banks of popular Lake Lyndon B. Johnson, one of the seven Highland Lakes, in central Texas. It is home to Horseshoe Bay Resort and only incorporated as a city in 2005.
The main reason that people live here is the lake, 6,500 acres of cyrstal blue water that remains at a constant level throughout the year. Primarily a residential place, Horseshoe Bay has low density neighborhoods with custom homes and architecutural styles that include traditional, contemporary, Mediterranean, Renaissance, Tuscan and more. Lakeside homes provide sweeping water views. Open spaces of tall grass and stands of mesquite trees, oak trees and juniper trees dot the area. While most residents go into Marble Falls, 10 miles away, to shop, local merchants include a grocery store, a natural foods store, a hardward store, a storefront investment brokerage and others.
Much of the shoreline is privately owned, but Granite Beach Recreation Area on the south shore has beach access, a boat ramp and picnic grounds. The lake is a favorite with power boaters.
Population: 3,500 (city proper)
Percentage of Population Age 45 or Better: 65%
Cost of Living: 9% above the national average
Median Home Price: $320,000
Climate: In summer, temperatures reach the 90s. Winters usually bring temperatures in the 40s, 50s and 60s. On average, the area receives 31 inches of rain per year.
At Least One Hospital Accepts Medicare Patients? No, but Seton Highlands Lakes Hospital is 15 miles away and accepts Medicare patients.
At Least One Hospital Accredited by Joint Commission? No, but Seton Highlands Lakes Hospital is 15 miles away and is accredited.
Public Transit: No
Crime Rate: Below the national average
Public Library: No, but Marble Falls has one.
Political Leanings: Conservative
Is Texas Considered Tax Friendly for Retirement? Yes
Cons: The tornado risk is below the Texas state average but 10% above the national average.
Notes: Horseshoe Bay is very scenic, with views of the lake and surrounding hills. In fact, it won a Scenic City Certificate from Scenic Texas in 2015. Until 2005, POAs were in charge of road maintenance, building permits, etc., but now the city handles most of that. Many Horseshoe Bay neighborhoods are still within a POA today. Racial diversity is minimal. Horseshoe Bay Resort next door has one of the country's best golf courses. The town has grown by 1% in the last decade.
Recommended as a Retirement Spot? Yes
With a name based on a word used by Caddo Indians meaning "friends," Texas is the second biggest state by population in the United States. It is estimated that 70% of the population lives within 200 miles of Austin, the capital city.
Houston is the largest city, while Dallas-Fort Worth is the largest metropolitan area. Connecticut and Delaware could fit inside Texas' largest county - Brewster. The state is larger than all of New York, New England and Ohio combined.
The historical people of Texas include members of the Native American tribes of Apache, Choctaw, Tonkawa and Hasinai. When Texas became the 28th state of the United States (1845), it adopted the official flag called the Lone Star Flag. Symbols include the Bluebonnet - the state flower.
Almost 10% of Texas is covered by forest. The state has nearly 24,000 farms, 90 mountains a mile or more high and is the nation's leading producer of natural gas, oil, wool, cotton, watermelons and rice. It also has the most airports of any state in the nation and is one of the most business-friendly states. Its culture has a blend of of Southern, Southwestern (Mexican) and Western influences.
Famous natives and residents include Mary Kay Ash, George W. Bush, Tommy Lee Jones and Joan Crawford.
Population - 27,862,596
Persons 65 years old and over - 12%
High school graduates, persons age 25+ - 82%
Bachelor's degree or higher, age 25+ - 27%
Persons of Hispanic or Latino origin - 40%
White persons, not Hispanic - 42%
Median household income - $43,470
Median home price - $132,000
Social Security taxed? No
Source: U.S. Census Bureau
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