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retire

Finding the Best Places to Retire Since 2006!

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Retire in Hernando Beach, Florida?

Dredged from wetlands and the Gulf of Mexico's floor in the 1960s, mellow Hernando Beach is about an hour north of Tampa. It is a somewhat remote residential canal community, and despite its name, does not have a beach.

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Instead, Hernando Beach boasts inshore fishing, offshore fishing, a yacht club and, yes, a beach club. The three marinas host shrimp boats and pleasure craft. They also have charters, high and dry storage, repair facilities and dockside eateries. Every home, a mix of beautiful Mediterranean styles and modest ranch ramblers, sits next to a canal. Most residences in the northern section of town have a floating boat dock, as this is the only part of Hernando Beach with direct Gulf access. Homeowners in the middle and southern sections of town must use the community boat lift to move their boats to the northern canals with access to the Gulf.

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The Weeki Wachee Preserve sits on Hernando Beach's eastern border and has a patchwork of habitats, including pine-covered sandhills, hardwood hammocks, river frontage, and marshes. It is also home to a large population of black bears, numerous birds species, hiking paths, biking trails and fishing lakes. Pine Island Park, about 10 miles north, has beautiful oceanfront beaches.

Population:  2,700 (city proper)

Age 45 or Better:  64%

Cost of Living:  27% above the national average

Median Home Price: $560,000

Climate:     This area has a hot, humid climate. Summer temperatures are in the 80s and 90s with high humidity levels and frequent rainstorms.  Winter temperatures are in the 60s and 70s.

At Least One Hospital Accepts Medicare Patients?   No, but Regional Medical Center Bayonet Point, about eight miles away in Hudson, accepts Medicare patients.

At Least One Hospital Accredited by Joint Commission?   No, but Regional Medical Center Bayonet Point, about eight miles away in Hudson, is accredited.

Public Transit:   No 

Crime Rate:   Meets the national average

Public Library:    No, but Spring Hill, about 10 miles away, has one.

Political Leanings:   Conservative

College Educated:   26%

Is Florida Considered Tax Friendly for Retirement?    Yes

Cons:   Homeowners' insurance is on the high side. Hurricane Irma in September, 2017 caused widespread power outages, downed trees, some building damage and some street flooding.

Notes:    Hernando Beach has grown 2% during the last decade.   Home prices have increased 38% since a year ago. There are only two roads in and out of town. Nearby Spring Hill via Spring Hill Drive has a variety of national retailers and mom and pop shops.

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Recommended as a Retirement Spot?   Yes

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Florida:

Named Pascua Florida by Juan Ponce De Leon, the Sunshine State did not enter the Union until March 3, 1845. Balmy mild winters began attracting snowbirds to the state in the late 19th century. Retirees continue to flock to the state. It's not hard to see why tourism has become the leading industry.

International trade and citrus are also major contributors to the state's economy. Eighty percent of the nation's oranges and grapefruits are grown here, and 40 percent of all U.S. exports to Latin America flow through Florida.

Florida's landscape includes uplands and coastal plains. It contains more than 11,000 miles of waterways and about 4,500 islands spread across 10 acres.

The state has 1,250 golf courses, more than any other state in the Union. The 47 mile Pinellas Trail is the longest urban trail on the east coast. Orlando theme parks attract more visitors than any other theme parks in the U.S. The only place in the world where alligators and crocodiles co-exist is in National Everglades Park.

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