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"At sunrise, the blue sky paints herself with gold colors and joyfully dances to the music of a morning breeze." ~ Debasish Mridha

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Town Snapshot:

Gold Canyon, Arizona

Ensconced in the foothills of the rugged Superstition Mountains about 45 miles to the east of downtown Phoenix, Gold Canyon is best known for its five 18-hole golf courses and beautiful views.

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Town Snapshot:

Hunter's Creek, Florida

Nestled in a pretty landscape of lakes and palm trees in central Florida, peaceful Hunter's Creek is an unincorporated town and master-planned community all rolled into one.

Town Snapshot:

Arcata, California

On the edges of Arcata Bay in scenic northern California, Arcata is a very laid back, "granola" kind of place and home to Humboldt State University.

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Town Snapshot:

Ocean Pines, Maryland

Wooded Ocean Pines, part town and part HOA, is on Maryland's Eastern Shore and has a beach club, a golf course, a tennis complex, a dog park and more.

Town Snapshot:

Kuna, Idaho

Outside of Boise in southwestern Idaho, Kuna is reasonably priced, safe, spacious and not far from outstanding outdoor recreation.

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Town Snapshot:

Kure Beach, North Carolina

Kure Beach is on the southern end of Pleasure Island and is a relaxed place, home to a nice boardwalk and miles of clean white beaches.

Town Snapshot:

Temple, Texas

In central Texas, Temple is home to a regional medical center and has an award-winning library, an orchestra, affordable housing and more.

Town Snapshot:

Cape Coral, Florida

A pretty town, Cape Coral boasts 400 miles of canals and a soothing ambiance. Bays and sounds are all around, and opportunities for boating and fishing abound.

Town Snapshot:

Sioux Falls, South Dakota

On the Great Plains of southeastern South Dakota, Sioux Falls is well-managed, clean and safe with a nice downtown and plenty of amenities.

Town Snapshot:

Cumming, Georgia

Outside of bustling Atlanta and along the shores of beautiful Lake Lanier in northern Georgia, up and coming Cumming is leafy, suburban and growing.

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Town Snapshot:

Yuma, Arizona

Once a busy ferry stop on the Colorado River, today Yuma is a tourist and "snowbird" destination that comes alive during the winter months.

Town Snapshot:

Amherst, Massachusetts

In a region known as Happy Valley, stimulating Amherst is home to three colleges/universities and has a rich cultural ambiance.

In Depth Review:

Fairhope, Alabama

A friendly, pretty place, Fairhope boasts a waterfront locale, safe neighborhoods and a gentle spirit. It is a great retirement spot!

Town Snapshot:

Gig Harbor, Washington

Picturesque Gig Harbor is on northwestern Washington's beautiful Puget Sound and is clean, green and quiet.

Town Snapshot:

Pell City, Alabama

Sleepy Pell City sits next to 7,000-acre Logan Martin Lake in northeastern Alabama, boasting water recreation and reasonable living costs.

Town Snapshot:

Spring Creek, Nevada

About half way between Reno, Nevada and Salt Lake City, Utah, Spring Creek is a friendly, comfortable town in a scenic valley.

Town Snapshot:

Altamonte Springs, Florida

Altamonte Springs is outside of Orlando and boasts reasonably priced living, with the white sands of New Smyrna Beach, Port Orange and Daytona Beach just an hour away.

Town Snapshot:

Cape Carteret, North Carolina

Along Bogue Sound on North Carolina's Inner Banks, Cape Carteret is a sleepy hamlet with an easygoing way of life.

Town Snapshot:

Mount Joy, Pennsylvania

Tucked amid rolling farmland in southeastern Pennsylvania's Dutch Country, Mount Joy was founded by Scots-Irish immigrants and boasts a rich agricultural history.

Town Snapshot:

Eustis, Florida

In pretty north central Florida, Eustis is a charming lakeside town with a lovely downtown, red brick sidewalks and plenty of places to watch the sunset over the water.

Town Snapshots:

Kennesaw, Georgia

On the outskirts of Atlanta in northern Georgia, Kennesaw is comfortable, suburban and home to Kennesaw State University.

Sierra Vista, Arizona

Once a trail stop for Mexican conquistadors, Sierra Vista is in the southeastern corner of Arizona and is surrounded by rugged mountains. It also bills itself as the "Hummingbird Capital of the World."

Town Snapshots:

Culpeper, Virginia

Outside of Washington, D.C., Culperer is a cute little place with a historic, well-kept downtown, some wineries and leafy neighborhoods.

Captain Cook, Hawaii

Captain Cook is a peaceful spot next to Kealakekua Bay, a calm, shallow body of water with a large coral reef and diverse underwater life.

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Where Are All the Inexpensive U.S. Beach Towns That Don't Have Hurricanes?

Not all U.S. beach towns experience hurricanes or tropical storms, but inexpensive U.S. beach towns are hard to find. Some are somewhat reasonably priced with prices below the national average, but few are cheap - most have costs above the national average. So a cheap beach town with no hurricanes exists primarily in the imagination.

Where Are All the Plain Old Cheap Towns?

In general, prices have been rising across the U.S. during the past few years. For example, in 2015, the median home sales price was $223,000. In 2019, it was $274,000. The U.S. has its share of cheap towns with relatively inexpensive real estate, but with cheap prices come high crime rates, high poverty rates, low education levels, population loss and failing infrastructure. These are not towns we can recommend for retirement. We also don't review many very expensive towns because many retirees cannot afford them.

Choosing a Great Place to Retire

When looking for great places to retire, we consider a number of factors, including cost of living, medical facilities, climate, transportation, crime rates, cultural amenities, education levels, shopping venues, infrastructure, recreational opportunities, housing options, the poverty rate and more. We weigh all of the evidence to decide if a town has enough going for it to make it a top place to retire. We are not affiliated with any of the places that we review.

What is the Difference Between Average Home Price and Median Home Price?

When searching for a place to retire, housing costs are a top concern. So what is the difference between the average home price and the median home price? The average home price is determined by adding together all the prices of homes sold during a specific timeframe and then dividing that amount by the number of homes sold. On the other hand, the median home price is the middle sales price of all the homes sold. In other words, a median price means that half of the homes sold at a price below the median and half sold at a price above the median.

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