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 Vol III   Issue 34                   September 10, 2008

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Below Average Cost-of-Living


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Master Planned Retirement Development

 

 

Retirees Enjoy Rich Heritage and Quiet Life in Artsy Tubac, Arizona

Cost of Living:  Above the National Average

Sleepy Tubac, Arizona (population 1,188) is located 45 miles south of Tucson (population 750,000) and reminds one of Santa Fe as it was thirty or forty years ago.  Founded in 1752 as a presidio (fort) by a Spanish explorer, the community was for years the furthest outpost of the Spanish frontier.   Today Tubac is a thriving artists' colony and home to more than 80 delightful shops, boutiques, galleries and art studios.   Life here is casual, relaxed and savored.  Tubac is also a town with an older population; the median age is 58 years.  37% of the residents are age 45 to 64, and 35% are 65 years of age or better.

Shopping in Tubac

 

 

 

Situated in the Santa Cruz Valley and surrounded by the Tumacacori Mountains, Tubac's setting could not be more idyllic.   Large stands of cottonwood, mesquite and acacia trees dot the area, and centuries-old adobe houses line the town's main streets.   Four nations (Spain, Mexico, the Confederate States of America and the United States) have flown flags over this tiny desert oasis, and it is the second oldest European settlement west of the Mississippi.   It was also once Arizona's largest town.  Today, city facilities are comprised of the Tubac Historical Society, a fire department and the McCollough Regional Health Center; there is no official city government. There are two churches, two parks, a new community center and a small library.  

 

Tourists come to stroll the cobbled sidewalks, shop in tasteful boutiques and dine in some excellent restaurants; retirees come to find a slower pace and a laid back Southwestern lifestyle.  This is a place where one can taste Old Mexico without leaving the U.S.

Tubac real estate is not cheap and not overly plentiful, which is to be expected considering the size of the town.  The median home cost is $345,000, although at the time of this writing, most two bedroom, two bath single-family homes with 1,500-plus square feet are starting at around $450,000 and rising significantly from there.   Town homes with 1,200 to 1,500 square feet, two bedrooms and one bath are available starting in the low to mid-$300,000s.   In keeping with local history, every home in Tubac is built in the southwestern, adobe style.   

Tubac, Arizona


View Larger Map

This is an interactive map.  Click on the arrows in the upper left hand corner to move the map to the East, West, North or South, and click on the +/- signs to zoom in and out.

There are several new upscale master-planned communities, including the Tubac Golf Resort (lots for sale on this 200 year-old ranch start in the high $200,000s) and Barrio de Tubac.  The Townhomes at Embarcadero (800-700-2506) are beautiful, completely furnished (Southwestern-style) town homes with a full-time concierge, housekeeping services, laundry services, valet service, errands' service, covered parking and meal delivery.  One bedroom units with a year-long lease start at $1,676 per month.  Weekly and monthly rentals are also available.  Tubac does not have a manufactured home community.

The average property tax rate in Santa Cruz county, where Tubac is located, is $7.56 per $1,000 in property value.  Social Security and Railroad Retirement benefits are exempt from state income taxes.  Up to $2,500 total of military, civil service, and Arizona state/local government pensions are also exempt.  All out-of-state government pensions are fully taxed.  Single homeowners 65 and older who earn less than $3,700 and married couples who earn less than $5,500 are eligible for a tax credit of up to $502.   The sales tax rate is 6%.

The town does not have a public transportation system, but this is a very walkable community.  No one is in a hurry to get much of anywhere, anyway.   Even though things move rather slowly, a number of volunteer opportunities are available, including working with the Tubac Historical Society, an all-volunteer preservation group, giving time to the Tubac Center of the Arts, and doing a variety of jobs, including acting as a docent, a gardener or manning the visitors' desk, at Tumacacori National Park.

Tubac, Arizona, Continued....


Great Retirement Spots Newsletter is published four times a month by Webwerxx, Inc.  2770 S. Elmira St., #152, Denver, CO  80231. (303) 358-0512.  Copyright © 2006-2008.  All rights reserved.  No part of this electronic publication may be reproduced without the express written consent of Webwerxx, Inc.  All attempts were made to verify the accuracy of the information contained in this bulletin, but some information may have changed since publication. Webwerxx, Inc. cannot be held responsible for information that has changed since this publication appeared online.  Please contact us at staff@greatretirementspots.com if you have questions or comments.  


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