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Vol II   Issue 9            March 3, 2007

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Sun Soaked Beaches, Warm Climate and Old World Charm Draw Expat Retirees to Portugal's Lively Southern Coast

Cost of Living:  Above the U.S. National Average

The Portuguese currency is now the euro, which is currently at 1.3 to the U.S. dollar.   For this article, all prices are in U.S. dollars.

The proximity of the Mediterranean Sea greatly influences the Algarvean climate.  Summers are hot and dry; winters are mild with little rain (50 days with rain); very inviting springs and autumns round out the year.   January temperatures average in the 50s, and July is characterized by temperatures in the 80s, although they can reach the high 90s.   The area has an average of 12 hours of sun a day, and there is always a slight breeze off the Atlantic.  The water is surprisingly warm, and there are no tidal waves, hurricanes, volcanic eruptions or tornadoes.

 
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Good food, particularly seafood, is a way of life here, and delightful festivals occur throughout the year to celebrate the local gastronomy.   The Sausage Festival, the Beer Festival, the Art of Desert Fair, the Sardine Festival and the Seafood Festival are just a few, each held in a different town or village.  Seafood soups, oregano snails, pork meat and "cataplana" clams, roasted dried octopus on the grill (Lagos style) and grilled squid and cuttlefish are all local specialties and should be tried, as should the fig pastries, puff pastries and almond paste and caramel pastries.  The local wine is very tasty, too, and very inexpensive as are most groceries.  Markets with fresh fruits and vegetables are in abundance, and daily market trips are one of the great joys of living here.

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This region is known for its golf, and there are no less than 30 courses dispersed along the coast and within the nearby hills.  One of the most famous and most photographed is the Royal Course with its Par 3, a hole that from the championship tee requires a 218 meter stroke over three spectacular cliffs to reach the green after crossing a lake!

Retirees may also, aside from soaking up centuries of history and enjoying gorgeous scenery, beautiful sandy beaches, outstanding golf and good food, partake in any number of non-food related festivals and events, including the Algarve International Film Festival, the Algarve International Music Festival, the International Jazz Festival, the Algarve International Horse Jumping Competition, the Ladies Football Cup or the Algarve International Motorcycle Meeting, to name a few.  Entire towns come out to celebrate; neighbors greet neighbors; food is shared and a sense of community is felt by all.

Those who plan to settle in Portugal may bring in household items duty-free as long as the items have been in use at least six months.  Pets may come to retire with their owners as long as they are accompanied by a health certificate stating that the pet is free of disease.   

Generally, Portuguese roads are in fair, not great, shape.   Expats should know that the country has one of the highest rates of road accidents and fatalities in all of Europe, thanks in part to dim illumination on narrow roads and poorly marked road works.   Excessive speed and unpredictable driving habits are an additional hazard.  Drivers must wear seatbelts and cannot use cell phones while driving, but that does not seem to lessen the high accident rate.   The country has an inexpensive, nation-wide railroad system which might be a better option than driving.

The cost of private dental care and health care in Portugal is quite high, but the country has the Portuguese Public Health System, under which any resident is entitled to free basic health care, including free essential medicines, free general practitioner appointments, etc.  Once one becomes a resident of Portugal, he or she needs to apply for a medical card to access the health care system.   This system is, however, overcrowded and services are inconsistent, so private care and private health insurance are highly recommended.  

English is spoken in some of the larger towns and tourist areas, but it is essential to learn Portuguese if considering retiring here.  It should be noted that having to do so is occasionally cited as a drawback.  High costs are another drawback and should be carefully explored before making a move.   If the Algarve is too expensive, other areas north and central should be explored.  This area can still have an earthquake here and there (one was felt on February 12, 2007), and some less hardy souls might consider this a drawback.  

The Resident is an English-language newspaper that is published weekly and is widely read by the international community.  It has a classified section which is a good place to look for rentals and property for sale.  The American Embassy in Lisbon also distributes a free email newsletter, which includes security updates, news of special events, changes in U.S. regulations or procedures and updated contact information for consular staff members, to U.S. citizens in Portugal.   The IF Club is a group of Algarve expat retirees age 50+ who meet to socialize and share information about their living abroad experience.

Portugal is a humble country, and its pleasures are simple.  Stress is practically an unknown.   Life is meant to be savored and enjoyed.   The Portuguese are welcoming and friendly, always ready to help a foreign visitor trying to find his way.  Older folks are respected and valued.  Family traditions are important.  The entire region, from the Spanish border to the west coast, can now be covered in a little over an hour's drive, thanks to the new A22 highway.  Within this 85 mile stretch, one hundred beaches and dozens of wonderful villages and towns await the new expatriate retiree.   The air is fragrant, the sun is shining, the people are kind, the food is tantalizing and the turquoise waters are enticing.    Now this is retirement!


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