Finding the Best Places to Retire Since 2006!
Retire in Palm Harbor, Florida?
Overview: Pleasant, primarily residential Palm Harbor is about 25 miles north of downtown Tampa and is bounded by the Gulf Coast on the west and 2,500-acre Lake Tarpon on the east. It dates from 1888 and today is well known as the home of the privately-owned, world class Innisbrook Golf and Resort Club.
Although it is unincorporated, Palm Harbor has all the earmarks of an incorporated city and is a welcoming place. Special tax districts pay for an active library and parks department. Old Palm Harbor (the historic district) is quiet but has little shops, sidewalk cafes and some funky pubs. Homes are a good mix of modest bungalows, ranch ramblers and exquisite sand colored stucco Mediterranean estates. The western shore is lined with particularly beautiful residences. Highland Lakes is a lush 55+ waterfront community with low HOA fees.
The Pop Stansell Park, on Sutherland Bayou, has a band shell and a marina, and the Palm Harbor Museum hosts a Saturday farmers' market. The Chamber of Commerce sponsors a wide variety of community events, including a First Friday celebration, a Citrus Festival and a beer fest. The Harbor Arts Festival has been celebrated for more than 30 years. Residents enjoy at least 10 golf courses.
Boating and fishing opportunities are abundant. Honeymoon Island State Park, which is accessible via the Dunedin Causeway, has four miles of stunning beaches, not to mention mangrove swamps, tidal flats, a pine forest, nature trails and plenty of wildlife (hawks, alligators, snakes, etc.).
Population: 60,000 (city proper)
Percentage of Population Age 45 or Better: 47%
Cost of Living: 6% above the national average
Median Home Price: $229,000
Climate: Summer temperatures are in the 80s and 90s with high humidity levels and frequent rainstorms. Winter temperatures are in the 60s and 70s.
At Least One Hospital Accepts Medicare Patients? No, but Helen Ellis Memorial Hospital in Tarpon Springs, five miles away, accepts Medicare patients.
At Least One Hospital Accredited by Joint Commission? No, but Helen Ellis Memorial Hospital in Tarpon Springs, five miles away, is accredited.
Public Transit: Yes
Crime Rate: Meets the national average
Public Library: Yes, and it has a good menu of programs and activities.
Political Leanings: Liberal
Is Florida Considered Tax Friendly for Retirement? Yes
Cons: The tornado risk is 90% greater than the national average.
Notes: The city is known for its excellent schools.
Recommended as a Retirement Spot? Yes
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