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Retire in Bay Harbor Islands, Florida?
Overview: Balmy Bay Harbor Islands (BHI) is a sun-soaked town that sits on two small islands along the southeastern Florida coast just east of North Miami. To BHI's east is Bal Harbour, a town on the barrier island that is also home to Miami Beach.
BHI's two islands are packed to the gills with concrete block ranch ramblers on the west island and with apartments and white washed condominiums on the east island. Vintage Condo is a quiet condo community on the east island. Homes on the canal between the two islands or on Biscayne Bay, which separates BHI from the mainland, are larger and have boat docks. Restaurants and retailers, including a cigar shop, some art galleries, beauty salons, a few clothing stores, a couple of jewelers, a mini mart grocery and liquor store, are situated along Kane Concourse, the palm tree-lined, four lane road that connects BHI to Bal Harbour and to the mainland.
More in-depth shopping is next door in either Bal Harbour or in North Miami (Aventura Mall is just seven miles away). The white sands of Bal Harbour Beach are less than a mile away.
Population: 6,000 (city proper)
Percentage of Population Age 45 or Better: 45%
Cost of Living: 22% above the national average
Median Home Price: $295,000
Climate: This area has a humid subtropical climate, meaning two seasons a year. Summer and early fall are hot and humid. Late fall and winter are less humid and cooler.
At Least One Hospital Accepts Medicare Patients? No, but nine hospitals are within a 10 mile radius and most accept Medicare patients.
At Least One Hospital Accredited by Joint Commission? No, but nine hospitals are within a 10 mile radius and most are accredited.
Public Transit: Yes
Crime Rate: Below the national average
Public Library: No
Political Leanings: Liberal
Is Florida Considered Tax Friendly for Retirement? Yes
Cons: Hurricanes are always a possibility.
Notes: Bay Harbor has a good location in a relatively quiet area close to Miami and is near some beautiful (but crowded) beaches. The town has grown by 25% in the last decade or two and is racially diverse. Taking up the entire island to the south of BHI is Miami's Indian Creek Golf Course.
Recommended as a Retirement Spot? Yes
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