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Chico, California

Chico, California (population 79,000, with roughly 200,000 in the surrounding area) is a beautiful city located at the base of the Sierra Nevada Mountains and Cascade Mountains in the northern Sacramento Valley and may be a retirement choice for anyone wanting to live in this sprawling state but not wanting to pay the outrageous cost-of-living found in most other areas, including inland cities.   

Lawrence, Kansas

This mid-western city (population 82,000) is a pleasant surprise when it comes to retirement choices.  Located on the green eastern edge of Kansas, Lawrence offers retirees a lively ambiance, a rich cultural scene, an educated population, sporting events and a cost-of-living below the national average.  Once a center of Civil War anti-slavery sentiment, today Lawrence is a liberal spot in an otherwise conservative state.  It is a youthful place, but more retirees are discovering it every day.

Retirement Downtown (Oklahoma City, Oklahoma)

Many retirees are not seeking golf, beaches or mountains when they consider retirement destinations.  Urban dwellers may cringe at the thought of small-town living, and small-town dwellers may be ready for a change once retirement time arrives.   Active adult developments may be too homogeneous for some; a more eclectic lifestyle may be preferred.  So we look at another growing retirement trend, the one of retiring downtown and creating a community within the heart of a city.

Retirement Downtown (Providence, Rhode Island)

Not long ago, Providence (population 178,000 with roughly 10,000 in the downtown area) was a place not many people wanted to live.  The economy was failing, and parts of the city typified the term "urban blight."   Today, though, thanks to some progressive, even visionary, civic leaders, Providence is a city transformed and is referred to as the "Renaissance City."   It is growing and often cited as one of the best places to live in the country; the downtown has undergone an amazing and exciting revitalization in the last few years.  

Thomasville, Georgia

Thomasville, Georgia, nicknamed the "City of Roses," is a place that completely charms visitors and residents alike.  This idyllic destination (population 22,000) has a history of prosperity from pre-Civil War years when cotton plantations dotted the landscape. The town has a unique combination of Southern romance and a healthy economy, something that appeals to seniors seeking a retirement spot with vitality. 

St. Augustine, Florida

St. Augustine, Florida, a 440-year-old town that oozes Old World character, romance and history, is always worth a second look.   Having endured a tumultuous history, St. Augustine today is a vibrant tourist and retirement spot with centuries-old homes, narrow cobblestone streets, eclectic shops, cozy cafes, historic B&Bs and lovely gardens.  In short, it is a great place to retire.

New Bern, North Carolina

This city of nearly 24,000 lies in North Carolina’s historic Inner Bank region where the Neuse and Trent rivers converge and is about 30 miles from Pamlico Sound and the Atlantic Ocean.  European immigrants settled the area in the early 18th century, and the town served as the state capitol for a time. New Bern today has developed into a prosperous, progressive and popular community where residents and visitors can enjoy many activities in a generally mild climate.

Tubac, Arizona

Sleepy Tubac, Arizona (population 1,188) is located 45 miles south of Tucson (population 750,000) and reminds one of Santa Fe as it was thirty or forty years ago.  Founded in 1752 as a presidio (fort) by a Spanish explorer, the community was for years the furthest outpost of the Spanish frontier.   Today Tubac is a thriving artists' colony and home to more than 80 shops, boutiques, galleries and art studios. 

Eagle River City, Wisconsin

Small Eagle River, Wisconsin is located on the Eagle River in the northern portion of the state and is a great spot for those seeking an outdoor oriented retirement amid dense woods and sparkling lakes.  The climate is cool; the fresh air is stimulating; wildlife is all around, and the cost-of-living is below the national average.

The Algarve, Portugal

The Algarve, Portugal, has been attracting expatriate retirees for some time.  Located on the very southern end of this enticing country, the region (85 miles by 23 miles) is known for its delightful climate, excellent golf, colorful, fertile landscape and its magnificent coastline that consists of long stretches of white sandy beaches interspersed with majestic cliffs and grottoes.

Halifax, Nova Scotia, Canada  

Not every retiree would consider relocating to the southeast Atlantic coast of Canada a great idea, but for those seeking a part-time retirement (full-time retirement requires permanent resident status) in an affordable, cosmopolitan destination perched along one of the largest natural harbors in the world, Halifax, Nova Scotia should be considered.  This vibrant city offers a pristine beauty, four seasons (although little snow until after January) and many cultural and recreation amenities.   

Boulder, Colorado

Affluent, casual Boulder sits at the foot of the Rocky Mountains in north central Colorado and boasts a quality-of-life not found in many other small cities.  Retirees who enjoy the outdoors, beautiful scenery, an educated, eclectic mix of people and a collegiate atmosphere are drawn to this Western oasis.  The cost-of-living is high, but for those who can afford it, Boulder is a great place to retire. 

Lincoln City, Oregon  

Located just two hours from Portland, this delightful seaside town of 7,400 people is ideally situated along seven miles of sandy beach on the central Oregon coast and has lush forests and narrow, pretty, 680-acre Devils Lake to the east, the Salmon River to the north and Siletz Bay to the south.   Retirees have known about this spot for years; in fact, 35% of the population is age 55 and better, with 42 being the median age.  

Danville, Kentucky

Located in the southwestern corner of Kentucky's Bluegrass Region, Danville is a progressive place with an appreciation of its history.  In fact, Danville's healthy, restored downtown has won a Great American Main Street Award from the National Trust for Historic Preservation, and the town is close to Kentucky's southern lakes and the Derby Region where horse farms and white fences dot the countryside.  Kentucky is often overlooked as a retirement state, but Danville is worth a look.

Myrtle Beach, South Carolina

Along the eastern edge of South Carolina is a 60 mile stretch of real estate famous for its wide beaches, 120 public golf courses, trendy restaurants and abundant shopping.   This area is known as the Grand Strand, and Myrtle Beach, a boisterous, booming tourist destination, is its largest city.   It is also a spot that draws retirees seeking sand and surf, plenty of activity and a below-average cost-of-living.

Ojai, California

Despite mudslides and earthquakes, California is still a popular retirement state, and lush, affluent Ojai, located roughly 35 miles from Santa Barbara and a world away from Los Angeles, is a gorgeous, although expensive, retirement destination.  This community of 8,000 people is adjacent to a national forest and sits beneath the Topa Topa Mountains in a valley overflowing with orange and lemon groves.  Ojai epitomizes the best that California has to offer and reminds one of what the state used to be half a century ago.  

Coeur d'Alene, Idaho

Coeur d'Alene is home to 35,000 people and is located on beautiful Lake Coeur d'Alene in the rugged, northwest corner of Idaho's panhandle.  Stumbled upon by Lewis and Clark in the early 1800s, the area's untamed wilderness first drew fur trappers and explorers; today it beckons to those seeking an active, outdoorsy retirement. 

Boquete, Panama  

Numerous recent publications have written about the charms of relocating to Panama, a favorite up-and-coming foreign retirement destination, and it is easy to understand why.  This lush, tropical country is located between Central and South America and is roughly 2 1/2 hours by air from Miami.   Spanish is the official language, but English is widely spoken.  The currency is the balboa, which has the same value as the U.S. dollar (and the U.S. dollar is a common currency as well). 

Chico, California

Chico, California (population 79,000, with roughly 200,000 in the surrounding area) is a beautiful city located at the base of the Sierra Nevada Mountains and Cascade Mountains in the northern Sacramento Valley and may be a retirement choice for anyone wanting to live in this sprawling state but not wanting to pay the outrageous cost-of-living found in most other areas, including inland cities. 

Hot Springs, Arkansas

Springs, Arkansas (population 36,000) is a tourist and retirement destination that seems to receive rave reviews from almost everyone (even Al Capone enjoyed coming here).  Located in central Arkansas, it has a beautiful setting among lakes and rolling hills, a mild climate, a lower-than-average cost-of-living, and it offers the benefits of renowned, healing mineral waters. 

Meredith, New Hampshire

The picturesque village of Meredith, nestled in the Lakes Region of central New Hampshire, boasts historic charm, a lakefront setting and a quaint New England vibe.   Recreation is plentiful and varied; homes are large and historic and antiquing is a way of life.   For anyone seeking retirement in an idyllic setting with gorgeous scenery and a lake culture, Meredith may be just the ticket.

Mountain Home, Arkansas

Mountain Home, Arkansas (population 11,500) is a casual, low-key destination that attracts retirees seeking lots of water recreation, low crime rates, four fairly mild seasons and affordable housing.  Being snuggled in the Ozark Mountains, pretty scenery abounds, and two nearby sparkling lakes entice water-lovers to spend their days fishing, boating, water skiing and just soaking up the lake atmosphere.  This peaceful spot is worth a look.

Peachtree City, Georgia

Recognized as one of the best planned cities in the nation, verdant Peachtree City, Georgia offers retirees a high quality of life, a low crime rate, a wide range of housing prices and a strong sense of community.  Green belts, private homes, business parks and 90 miles of paved paths are integrated to create a relaxed city ambiance, one in which golf carts are the primary mode of transportation.  

San Diego, California  

San Diego (population 1.3 million with 2.8 million in San Diego County) is California's second largest city and the seventh largest city in the United States, so it is not the place for those seeking a quiet retirement away from it all.   It is also not a destination without a few problems, including air pollution, congestion and very high real estate prices, but offsetting much of that are the outstanding health care options, balmy Mediterranean weather and a nearly endless array of things to do and see.  

Smyrna, Tennessee

Not far from the bright lights of Nashville is Smyrna, Tennessee, a welcoming spot with a leisurely pace and homes priced well below the national average.  Steeped in traditional values and with lots of churches, Smyrna also has a growing economy, a strong middle class and a 30,000-acre recreation area just outside of town.  For retirees seeking affordability and a high quality of life, Smyrna is worth a peek.

Georgetown, Texas

Georgetown, Texas (population 30,000), is an up-and-coming retirement destination located in the central part of the state (just off of I-35 and about 20 miles north of Austin).  Once a staging area for cattle drives along the Chisholm Trail, this quaint town offers a cost-of-living below the national average, has a strong sense of pioneer history and works to maintain its historical integrity.   Nearly two hundred downtown 18th-century buildings have been restored and renovated.  

Athens, Georgia 

Leafy Athens, Georgia is located in the east central part of the state and is home to the sprawling University of Georgia.  While definitely a college town, Athens is attracting more pre-retirees and retirees because of its low cost-of-living, mild weather and affordable housing. 

Largo, Florida

Florida has its problems with hurricanes and high insurance rates, but it is still the top retirement destination in the United States.  This article is written by the daughter of retirees who have happily settled in Largo, Florida.   For those seeking a mellow retirement near the beach and within close proximity of literally thousands of  restaurants, dozens of golf courses and with real estate priced considerably less than the national average, Largo is worth a look.

Paris, Tennessee

Paris, Tennessee, a small southern town, is just 15 miles from the sprawling (140,000 acres) recreation area Land Between the Lakes, which as the name implies, is situated between two large, shimmering bodies of water, man-made Kentucky Lake and Lake Barkley.   Paris' cost-of-living is below the national average, and the town has a healthy downtown and an active senior population.  

Columbia, Missouri

Leafy Columbia, Missouri (population 91,000), located roughly half way between Kansas City and St. Louis, is consistently ranked as one of the best cities in which to reside thanks to its lower-than-average cost-of-living, clean air, cultural activities, outstanding health care and low crime rate.  It is a youthful place, primarily because it is home to three colleges and universities, including the University of Missouri.

Lawrence, Kansas

Lawrence, Kansas is a pleasant surprise when it comes to retirement choices.  Located on the green eastern edge of Kansas, this mid-western city offers retirees a lively ambiance, a rich cultural scene, an educated population, sporting events and a cost-of-living below the national average.  It is a youthful place, but more retirees are discovering it every day.

Ithaca, New York

Vibrant Ithaca, New York (population 29,000 + students) is known for its high quality of life and liberal social and political environment.   Situated in the center of New York State on the shore of 40-mile long Cayuga Lake (one of the Finger Lakes), this lovely college town was once called "The City of Evil" for its tolerance of gambling, drinking and swearing.  Today, it is less rowdy, growing economically and has a cost-of-living and youthful ambiance that appeals to many seniors.

Russellville, Arkansas

Tucked between mountain ranges and along the banks of a river, unpretentious Russellville, Arkansas is just the spot for retirees in search of life's simple pleasures in a beautiful locale.  Lake recreation, friendly people and fresh air all add to Russellville's down home allure, but the biggest draw may be the cost of living, which is 25% below the national average, something nearly everyone can appreciate.

Murfreesboro, Tennessee

Just outside of Nashville, Tennessee, in the central part of the state, sits the growing, bustling city of Murfreesboro, a friendly place with reasonably-priced housing and a cost of living below the national average.  An historic, authentic downtown, plenty of good restaurants and excellent health care are all reasons to consider this southern city for a high quality, affordable retirement.

Lynchburg, Virginia

With the Blue Ridge Mountains in the distance and rolling green hills all around, Lynchburg is indeed a pretty spot for retirement.  The fact that its cost of living is 15% below the national average and that its housing is nearly 32% below the national average make it even more appealing.  No wonder it lands on so many "Best Places to Live" lists.  Anyone seeking a small affordable Eastern city should take a peek at Lynchburg.

St. George, Utah

St. George, Utah is a booming community that beckons to golf enthusiasts, hot, dry weather devotees, artists, professionals and seniors from across the country.  Located about six miles north of the Arizona border and roughly 120 miles northeast of Las Vegas, the community has seen rapid growth in the last ten years, and today retirees make up 30% of its population.  

Savannah, Georgia

Gracious antebellum homes, southern charm and architectural integrity make Savannah, Georgia (population 140,000) an elegant city fiercely proud of its history and unique way of life.   To stroll the two and a half square mile Historic District, a model of civic pride and restoration for the rest of the country, is to step back into a simpler, more gracious time. 

Santa Fe, New Mexico

Santa Fe, New Mexico exudes a charm not found in many other areas of the United States and is a sophisticated city in a very laid-back, Western way.   A mixture of Anglo, Mexican and Indian cultures, as well as Catholicism and paganism, create a rather mystical feeling, and retirees here enjoy a mellow, somewhat enchanted lifestyle.

Savannah, Georgia

Gracious antebellum homes, southern charm and architectural integrity make Savannah, Georgia (population 140,000) an elegant city fiercely proud of its history and unique way of life.   To stroll the two and a half square mile Historic District, a model of civic pride and restoration for the rest of the country, is to step back into a simpler, more gracious time. 

Iowa City, Iowa

Situated along the banks of the pretty Iowa River in the rolling farmland of eastern Iowa, this vibrant, medium-sized, university city is drawing retirees in search of a rich cultural scene, below-average housing costs, top-notch health care facilities, established neighborhoods and a low crime rate.   Known for its strong literary tradition (and also for being the home of the Iowa Hawkeyes), Iowa City provides a high quality of life at an affordable price.

Glenwood Springs, Colorado

Spectacular mountain scenery, world-famous healing mineral waters and top-notch outdoor recreation are what bring retirees to Glenwood Springs, a vibrant, high-altitude Colorado resort town.  President Teddy Roosevelt and gunfighter/dentist Doc Holiday both spent time here, and today active retirees are following in their footsteps.  Just down the road from celebrity-soaked Aspen, this mountain hamlet is worth a look.

Holland, Michigan

Settled by Dutch Calvinist separatists, idyllic Holland is a bit of the Netherlands situated on the banks of Lake Macatawa in southwestern Michigan.  Quiet winters, cooler summers, six million tulips, a strong religious heritage, a variety of affordable housing styles and a cost-of-living below the national average are what bring retirees to this charming small city.

Panamanian Retirement

This is an article submitted to us about retirement in Panama, a destination that offers retirees a low cost-of-living, low crime rates, amenities not found in other Central American countries and one of the planet's best retiree discount programs (10% to 50% off nearly everything, including restaurants, airfares, doctors' visits and much more).  Retirees thinking of moving abroad should consider this Central American destination.

Eugene, Oregon

Located 60 miles from the beautiful Oregon coast, liberal, laid-back Eugene draws retirees seeking a vibrant city with excellent health care, lush surroundings and a strong sense of environmentalism.  Home to the leafy 250-acre University of Oregon, the city also ranks highly when it comes to the arts, outdoor recreation and cultural diversity. For anyone considering retirement on the West coast, Eugene is worth a look. 

Mount Dora, Florida

If you enjoy balmy weather and a friendly small-town ambiance mixed with New England charm, then Mount Dora, Florida may be the retirement spot for you.  This Victorian town of 10,000 people is nestled on the eastern edge of six-mile long Lake Dora and is surrounded by rolling hills, lakes and forests in central Florida (roughly 45 minutes northwest of Orlando).  While not specifically a retirement town, nearly half of the town's residents are 45 years or better.

 Princess Anne, Maryland 

Named for Princess Anne, the daughter of Britain's King George II, this quaint Maryland hamlet (population 2,600) was founded in 1733 and to this day retains much of its cultural heritage.   Centrally located between Baltimore, Philadelphia and Washington, D.C., Princess Anne is a romantic oasis tucked away from the hectic activity of the east coast.

Cruise Ship Retirement  

Retirement on a cruise ship is a romantic idea that is not as far-fetched as it sounds.  Within the last couple of years, thanks mainly to an article in a professional medical journal, the notion has started to gain some traction.  As of now, there are no "retirement cruise ships," but it is possible to book cruises back to back to create a floating retirement for slightly more than it costs to reside in an average assisted living community.    Most seniors we know would choose the cruise ship any day.  There is even one resident cruise ship currently in operation.

Chapel Hill, North Carolina

Chapel Hill, North Carolina, a city with a unique combination of progressiveness and old fashioned Southern hospitality, is home to the bustling University of North Carolina, but it's the vibrant cultural scene, athletic events, parks, excellent medical facilities and easy lifestyle that draw retirees here.

Astoria, Oregon

Situated near the mouth of the majestic Columbia River in northwestern Oregon, Astoria is the oldest permanent European settlement west of the Rocky Mountains.   Started as a trading post by John Jacob Astor in the early 1800s, this picturesque waterfront town is nestled in spectacular surroundings and offers Victorian homes, a low crime rate and excellent health care.

Charlottesville, Virginia

When Thomas Jefferson retired, he came to Charlottesville, Virginia, and it is easy to understand why.  Tucked in lush, hilly terrain, this college town (home to the University of Virginia) draws retirees seeking a vibrant ambiance, a location steeped in history, a mild climate and access to excellent health care.

Natchitoches, Louisiana

Quaint Natchitoches, Louisiana, the oldest permanent settlement in the Louisiana Purchase Territory, was originally settled in 1714 by the French as a trading post and soon became home to Southern aristocrats.  Nestled in lush lake country, today Natchitoches offers residents a peaceful retirement in an historic city with a very affordable cost-of-living.

Papillion, Nebraska

Nebraska may not be the first state that comes to mind when thinking about places to retire, but Papillion, just outside of Omaha, is a thriving city with green spaces, a restored downtown, traditional values, an absence of crime and a high quality of life.  It is a spot that should be on the list of any retiree seeking a pretty, healthy and reasonably priced place to retire. 

Hattiesburg, Mississippi

Hattiesburg, Mississippi is what the state of Mississippi calls a "Certified Retirement Community."  To qualify for this distinction, Hattiesburg meets a number of standards, including providing affordable housing, good health care, accessible public transportation, strong cultural opportunities and an active welcoming committee.  It's a place many retirees will want to call home. 

Las Cruces, New Mexico

Deep in the American southwest lies the growing metropolis of Las Cruces, New Mexico, a peaceful city in a green valley surrounded by mountains.  With a rich mix of Spanish, Native American, Mexican and Anglo histories, Las Cruces has a distinctive quality that, when combined with reasonably-priced housing, wide-open spaces and an unhurried pace, is attracting many retirees.

Bella Vista, Arkansas

Established in the 1960s as a retirement community, today Bella Vista, Arkansas is an incorporated city and open to all ages, although retirees continue to comprise the majority of the population.   The affordable cost-of-living, serene setting, eclectic and reasonably priced housing, not to mention eight lakes and eight golf courses, make this a retirement spot that is easy to love.

 

Roseburg, Oregon

Located on the Umpqua River in scenic, rugged southwestern Oregon,  Roseburg is a pretty town that is attracting seniors seeking a beautiful setting, an outdoor lifestyle and traditional values.  Downtown Roseburg has undergone a revitalization and is alive and well, and while housing costs are above the national average, there are two new apartment complexes for lower-income seniors.  Covered bridges, wineries and waterfalls dot the area, and the Pacific Ocean is only 50 miles away.

Hanover, Pennsylvania

Situated in southeastern Pennsylvania, Hanover was the site of the Civil War's Battle of Hanover, and today structures from that era still stand, a testament to the town's stability and character.  Retirees come to this quiet haven searching for a lower cost of living, a low crime rate and traditional values.  They find all that and more.

Clemson, South Carolina

Tucked away in South Carolina's "Upcountry," Clemson is a college town in every sense of the word.  It is also a place where retirees find a lower cost of living, reasonably priced housing, abundant lake recreation, an active cultural scene, a good senior support system, a low crime rate and friendly residents.  Now that sounds like a great retirement spot!

Moscow, Idaho

Tucked away in the northwestern corner of pretty, rural Idaho, Moscow is a college town so far untouched by the influx of touristy development and commercialization.  A liberal spot in an otherwise conservative state, Moscow is welcoming, safe and has a gentle spirit appreciated by families, students and retirees alike.  The cost-of-living meets the national average, and the surrounding landscape (The Palouse) is unusual and striking.

Summerville, South Carolina

Snuggled on a ridge in the woods just north of Charleston, South Carolina is the idyllic hamlet of Summerville, once a retreat for Charleston's wealthy plantation owners seeking escape from the summer heat.  Today retirees come to Summerville to enjoy its antebellum architecture, relaxed pace, Southern charm, traditional values, abundance of azaleas and a cost-of-living below the national average.

Fairhope, Alabama

Located along the eastern shore of Mobile Bay in Alabama, charming Fairhope was established in 1894 as an experimental colony by a group of tax reformers; today it is a retirement destination that has won national recognition for its parks, flower beds and dedication to preserving the large moss-covered oak trees throughout town.  Many folks, including artists and writers, are attracted to this quaint spot's beauty and sweeping waterfront vistas.

New Braunfels, Texas

A rich German heritage, two mighty rivers and an affordable cost of living bring retirees to the pretty town of New Braunfels just outside of San Antonio, Texas.   The weather is warm; home prices are reasonable and recreation is plentiful.  This is indeed an interesting retirement spot.

Roseville, California

The real estate is not inexpensive by any means, but in Roseville, California, housing prices are less than in many other areas of the state.   Throw in a mild climate, a healthy economy and a crime rate below the national average, and it is easy to see why many a retiree is turning his sights west to Roseville.  Early gold rush miners did not find gold here, but they may have discovered something even better.

Cookeville, Tennessee

Retirees seeking southern hospitality, mild weather and an affordable cost-of-living might want to consider Cookeville, Tennessee as a retirement spot.   This town of 27,000 people is located in the Upper Cumberland region of middle Tennessee, about 80 miles east of Nashville, and is surrounded by placid lakes and wooded terrain.

Florence, Alabama

Tucked along the Tennessee River in northwestern Alabama, Florence is a spot once home to the Choctaw and the Cherokee. Today it is a pretty, mellow spot with a restored downtown, very affordable homes, championship golf courses, fishing, and, of course, the Coon Dog Cemetery.  Need we say more?

Arnaudville, Louisiana

Tucked along two Louisiana buyous, Arnaudville is a peaceful spot with French roots and Southern style.   Cajun cooking, lazy days, warm weather, cypress trees, affordable living and an appreciation for life's simpler pleasures are what bring retirees to this welcoming small town.

Manitou Springs, Colorado

Nestled in a box canyon at the foot of Pikes Peak, Manitou Springs is a charming Victorian mountain community with a gentle spirit and a beautiful setting.  From its early days as a health resort to its modern incarnation as a funky, touristy spot, Manitou Springs is worth a look.

Issaquah, Washington

Not everyone wants to retire in hot, humid weather, so here we look at the old mining town of Issaquah, Washington, now a prosperous community nestled between majestic mountains and a shimmering lake.  Aside from its beautiful setting, retirees are attracted to Issaquah for its quiet affluence, attractive homes and outdoor-oriented lifestyle.

 

Burlington, Vermont

Located on a hill with views of the Adirondack Mountains and overlooking sparkling Lake Champlain, the sixth largest lake in the United States, Burlington, Vermont (population 40,000) is a picturesque New England college town with roughly 4,000 retiree residents who enjoy beautiful scenery, a high quality of life and socially progressive politics. 

Swansboro, North Carolina

The cost of a coastal retirement may be in reach for many in the low-key fishing village of Swansboro, North Carolina.  Dating from 1783, this picturesque spot has a deep seafaring history; fishing and boating have always been, and still are, a way of life.  Add reasonably-priced housing and welcoming residents, and a Swansboro retirement is worth a look.

State College, Pennsylvania

Central Pennsylvania is not always on everyone's list when it comes to considering retirement destinations, but perhaps it should be because State College, site of Penn State University, has what many retirees are seeking, a moderate cost of living, a low crime rate, plenty of cultural amenities, athletic events and a vibrant milieu with something for most everyone.

Ocala, Florida

Often called the Horse Capital of the country, Ocala, Florida is surrounded by thoroughbred horse farms and emerald green pastures.  Retirees come here for the warm weather, affordable cost of living, abundant golf and easy access to two coasts.   It's a tranquil spot and one worth considering for retirement.

Brunswick, Maine

Once home to shipbuilders and sea captains, today Brunswick, Maine is a quaint seaside community and small college town, complete with a lively downtown, a rocky coast, an active cultural scene, excellent medical facilities, a low crime rate and authentic New England character. 

Eufaula, Alabama

In the southeastern corner of Alabama, along the Chattahoochee River and overlooking a large body of water, is the tranquil town of Eufaula, once a prosperous trading center before the Civil War and today home to a bounty of antebellum homes and a slow Southern pace.  Lots of lake recreation and affordable homes add to Eufaula's considerable charm.

Anacortes, Washington

Tucked away on Fidalgo Island in Washington's Puget Sound, Anacortes is a picturesque seaport in a stunning locale.  Bays, mountains and forests are all around, making this an ideal retirement spot for anyone with a love of the outdoors.  Throw in a rich maritime culture, a casual island lifestyle and an emerging arts community, and many a retiree has found his idea of retirement heaven. 

Cheyenne, Wyoming

Retirees seeking a new life in the American West will want to consider clean, safe and unassuming Cheyenne, situated in southeastern Wyoming.   Home to sensible people and traditional values, this quiet city offers affordable homes and a low-key lifestyle.

 

Ashland, Oregon

Once the stomping grounds of Shasta Native Americans, fur trappers and gold miners, today Ashland sports the nationally-known and Tony Award-winning Oregon Shakespeare Festival (OSF), a 9-month long annual event (February through October) that attracts nearly 400,000 attendees from around the country. 

Williamsburg, Virginia

Nestled in southeastern Virginia's Historic Triangle, Williamsburg is a charming spot steeped in American history.  Colonial Williamsburg, one of the most popular tourist attractions in the country, is located here, but the quiet, tree-lined neighborhoods to the west are far from the madding crowd.  The locals are friendly and the golf is some of the best in the world.

Black Mountain, North Carolina

Not far from Asheville, North Carolina, Black Mountain is a charming town tucked away in the beautiful Blue Ridge Mountains.  With a scenic locale and lovely homes, this mellow spot offers a high quality of life, a peaceful spirit and plentiful recreation.

Colorado Springs, Colorado  

When explorer Zebulon Pike came west in 1806 and first spotted Pikes Peak soaring above the Great Plains, this region at the foot of the Rocky Mountains was wide-open country, home to Arapahoe Native Americans, antelope and sweeping vistas.   Today, Pikes Peak is the majestic backdrop for Colorado Springs (population 370,000), a pretty city in a spectacular setting that attracts retirees because of its average cost-of-living, clean air, blue skies, western hospitality and traditional values.   

  Pagosa Springs, Colorado

Nestled in the picturesque southwestern corner of Colorado is the small mountain town of Pagosa Springs, a place far from the hectic pace of modern life.   Abundant recreation and nearly unmatched natural beauty make this peaceful community a spot more retirees are calling home (and one that has attracted a few celebrities).

Thomasville, Georgia

Idyllic Thomasville, Georgia, once declared the "best winter resort on three continents," reminds one of a simpler time and charms retirees and visitors alike with its elegant historic homes, moss-draped trees and gracious Southern hospitality.  With a cost of living below the national average and a good selection of reasonably priced homes, Thomasville is worth consideration as a retirement spot.

Danville, Kentucky

The historic small town of Danville, Kentucky is a pretty spot with a low crime rate, very affordable real estate and a thriving, nationally recognized downtown.  The Bluegrass State is often overlooked as a retirement destination, but Danville has a lot to offer any retiree.

Cody, Wyoming

The name Cody, Wyoming (population 9,000) rustles up images of a place and time far removed from the hectic pace of modern city life and the stresses it brings.  This peaceful spot is in Wyoming's northwest corner and was named after Buffalo Bill Cody, the "Wild West" showman and has a definite "Old West" feel to it even though it is as modern as any other American town.  

Tubac, Arizona

Situated near the southern Arizona border is the small artsy village of Tubac, a former fort on the Spanish frontier and once Arizona's largest population center.  Today this desert oasis attracts tourists and artists, not to mention retirees in search of a mellow lifestyle amidst chic boutiques, top-notch restaurants and lots of sun and blue skies.

Ruidoso, New Mexico

Ruidoso, New Mexico is an up-and-coming ski resort town nestled in the Sierra Blanca Mountains and was once the stomping grounds of Billy the Kid.   This unpretentious southwestern oasis has an affordable cost of living, wide open skies, down home hospitality and is in one of the prettiest locales in New Mexico. 

Edenton, North Carolina

Established in 1722, picturesque Edenton was the first permanent settlement in North Carolina and was developed around an English-style village green.  Hundreds of ships made the town a regular port of call and the result was a thriving plantation economy that brought life to northeastern North Carolina.   Today this charming town is known for its historic landmarks and beautiful, well-kept homes along elegant, tree-lined streets. 

Missoula, Montana

Near the Idaho/Montana border is the small college city of Missoula, a lively metropolis in a somewhat remote location.   Surrounding evergreen forests and raging rivers, a mellow character and a crime rate below the national average make Missoula worth a look!

A celebrated wine culture, a renovated downtown, a low crime rate and a relaxed ambiance are a few of the reasons why retirees come to engaging Paso Robles, a small city nestled in the rolling hills of California's central coast.

Cape May, New Jersey

Nestled on the southern tip of New Jersey,   Cape May is an utterly charming, laid-back seaside resort with gracious homes, tree-lined streets, wildlife preserves and pristine beaches.  With a comfortable, historic elegance, Cape May attracts tourists and retirees alike.

Hot Springs, Arkansas

Hot Springs, Arkansas has long been a favorite spot for tourists and retirees alike, all of whom come to partake in the town's healing mineral waters.  Those that retire here also enjoy a cost of living well below the national average, a mild climate and an abundance of volunteer opportunities. 

San Angelo, Texas

This is a favorite article, one written by a reader who has retired in San Angelo, a small, affordable city in west Texas.   Recreation is plentiful, medical facilities are quite good, and the cost of living is nearly 15% below the national average.  

Coeur d'Alene, Idaho

Coeur d'Alene is home to 40,000 people and is located on spectacular Lake Coeur d'Alene in rugged northern Idaho.  Once home to fur trappers and miners, today this scenic small city beckons to those seeking  clean air, a healthy downtown, beautiful mountain and lake scenery and an outdoorsy retirement.

Jackson, Wyoming

Just south of awe-inspiring Teton National Park in northwest Wyoming is the alpine valley called Jackson Hole.  Nestled within it is the high altitude enclave of Jackson, an affluent oasis with a chic western flavor and an allure that beckons to tourists and retirees alike.  The setting is stunning; the air is clean and crisp, and retirees come seeking great recreation, a low crime rate and beautiful homes.

Galena, Illinois

Located along the Illinois and Iowa border, about 180 miles from Chicago, is the charming small town of Galena, Illinois, a place with 85% of its structures listed on the National Register of Historic Places.    The architecture is interesting and varied; the cost of living meets the national average; the crime rate is very low, and fun shops, cozy cafes, cute art galleries and tasty restaurants add to the high quality of life that retirees find here.

Traverse City, Michigan

Located at the southern tip of majestic Grand Traverse Bay in northern Michigan, picturesque Traverse City was once only accessible by water.   These days, it is still remote but boasts a beautiful setting, amazing outdoor recreation opportunities, a lively cultural scene, a below average cost of living, a low crime rate, very good medical facilities and affordable housing.  Northern Michigan is not for everyone, but maybe it should be.

New Bern, North Carolina

Located on North Carolina's Inner Bank, New Bern is about 30 miles from Pamlico Sound and the Atlantic Ocean and is a popular retirement destination, enjoyed for its diverse recreational opportunities, moderate cost of living and historic homes. 

Aiken, South Carolina

Aiken, snuggled in verdant western South Carolina, began to thrive after the Civil War when Charleston's wealthy plantation owners discovered the area's clean air and mild winters.  Word spread north, and families with names such as Astor and Vanderbilt soon built magnificent 100- room "summer cottages." Today retirees find Aiken a pretty spot with wide boulevards, beautiful historic homes and gracious living. 

Beaufort, South Carolina

Anyone who has seen the movie Forest Gump or The Big Chill or GI Jane or The Prince of Tides has seen Beaufort, South Carolina (population 14,000). This laid back, quintessential southern coastal town is the second-oldest city in South Carolina (Charleston is the oldest) and often attracts Hollywood directors in need of a location that defines Southern romance and seaside mystique.  

Austin, Texas

Situated in the southeastern section of the Lone Star State, Austin is healthy big city with a cost-of-living that meets the national average.   A high quality of life, 12,000 acres of parks and green spaces, a warm climate and a median home price of $185,000 make this college town an attractive choice for retirement.

Corozal Town, Belize  

Located about 10 miles south of the Yucatan, Mexican border, modern, yet sleepy, seaside Corozal Town sits on beautiful Carribbean Corozal Bay in the very most northern section of Belize, and it is one of two relatively large towns in the area (the other is Orange Walk Town).   Unspoiled and tucked away from the hustle and bustle of modern-day life, Corozol Town beckons to retirees who have a sense of adventure, some self-reliance, a willingness to taste another culture and who do not need all of the amenities found back home

Tambor, Costa Rica  

Playa Tambor (population roughly 600) is located in Guanacaste on the southern coast of Costa Rica's  Nicoya Peninsula, which lies on the Pacific coast, and is set in the valley of a large, tranquil bay named the Bahia Ballena.   The dark sand beaches are soft and wide, and the warm water is the bluest blue you will probably ever see.  The Tambor Valley is surrounded by deep, lush forest, and Tambor itself has been a popular retirement spot for expatriates for some time. 

Alamos, Mexico

Alamos, Mexico, located in the state of Sonora, about 400 miles south of the U.S. border (cross at Nogales, Arizona) is a small colonial city in the foothills of the Sierra Madre Occidental and was once a silver boom town.  Today Alamos is home to 6,000 people, about 3,000 of whom are expatriates (300 or so from the U.S. and Canada).

Puerto Penasco, Mexico

Located 210 miles southwest of Tucson, Arizona, this laid-back beach community has come into prominence as a vacation spot within the last 10 to 15 years.  This is still a rustic, somewhat scattered, place, but it has plans to rival Mexico's splashiest resorts.  That won't happen for some time, so for seniors seeking a sunny, mellow Mexican sand and surf retirement close to the U.S., Penasco is worth exploring.

San Miguel de Allende, Mexico 

Nestled in the beautiful green countryside, charming San Miguel de Allende, Mexico (population 80,000) is located on the central Plateau of Mexico in the state of Guanajuato and is the birthplace of Mexican independence.  The city is 2 to3 hours north of Mexico City by car and about a 10-hour drive from the U.S. border at Brownsville, Texas.   Founded in the early 1500s, San Miguel was declared a national monument in 1926 and is a charming city of cobblestone (and regular brick) streets with Colonial-era mansions perched on a hillside above the Laja River.

Yelapa, Mexico

Magical and remote, Yelapa, Mexico, is a 45 minute boat ride from Puerto Vallarta.  This classic Bohemian seaside cove beckons to those truly seeking to get away from it all and retire in an authentic Paradise.  Palm trees sway in the breeze, and the little village of Yelapa beckons with an intoxicating south seas atmosphere. There are no cars; electricity is spotty and city stresses are non-existent.  Instead Yelapa offers sun, the sea, surrounding jungle, 150-foot waterfalls, white beaches and nights lit by candlelight and stars. The residents are friendly and include some very relaxed expatriate snowbirds from the U.S. and Canada.  

Gozo, Malta

This week a return to Gozo, Malta, an island oasis with a democratic government, green pastures, open spaces, sea views from any hilltop, windmills and ancient temples.  It is only a few miles from the big, noisy island of Malta, but it is miles away in its charm and beauty.  The majority of the population speaks English; the health care is top-notch and the Mediterranean lifestyle is hypnotic.  And although prices are climbing, Gozo is less expensive than many other parts of Europe.

Russellville, Arkansas

Affordability, a lovely locale and plenty of lake recreation are reasons why Russellville, Arkansas attracts retirees.  The pace is slow; the residents are friendly and the quality of life is hard to beat.

Lincoln City, Oregon

South of Portland, Oregon is the charming seaside town of Lincoln City, a spot where the housing is varied and there are plenty of activities to keep any retiree busy and involved.  The weather is cool; the scenery is beautiful, and nearly 35% of the population is age 55 or better.  

Lititz, Pennsylvania

Nestled within the scenic rolling farmland of the Amish countryside, the small historic village of Lititz is quaint and traditional.  This is Pennsylvania Dutch country, and the simpler, slower Amish way of life has cast its spell over the citizens of Lititz, a community that was founded by the Moravians in 1756.

Columbia, Missouri

Columbia, Missouri often lands on lists of best places to live and for good reason.  Ample amenities, very good medical facilities, a low crime rate and a low cost of living all make this pretty city worth consideration when it comes to retirement time.

Madison, Georgia

Madison, Georgia, a picturesque town steeped in antebellum history, is known for its stately homes on grand avenues lined with tall oaks.  Gardens brim with roses and climbing Wisteria; mint juleps are the beverage of choice, and retirees enjoy the ambiance of an era long gone. 

  Ithaca, New York

Once called "The City of Evil," today Ithaca, New York is a vibrant collegiate town known for its high quality of life, youthful ambiance and reasonable cost of living. 

Cruise Ship Retirement

Ever thought of retiring on a cruise ship?  It's not as far fetched as one might think.

Meredith, New Hampshire

The picturesque village of Meredith, nestled in central New Hampshire, boasts historic charm, a lakefront setting and a quaint New England vibe. 

Lake Chapala, Mexico

Lake Chapala, Mexico, 5,000 feet above sea level, is located roughly 30 miles south of Guadalajara (2 hours by air from Houston, Texas) and has the largest expatriate retirement population in the world, with Europeans, Canadians and more recently, those from the United States, trading in cold winters, high prices and stressful lives for affordable real estate, a year-round temperate climate and a leisurely lifestyle. 

Sequim, Washington

Tucked away on the Olympic Peninsula in northwestern Washington, Sequim is an idyllic hamlet in a scenic locale.    Retirees are drawn to this small, close-knit coastal community for its abundant outdoor recreation, healthy lifestyle and cooler (but not rainy) climate. 

Anacortes, Washington

Tucked away on Fidalgo Island in Washington's Puget Sound, Anacortes is a picturesque seaport in a stimulating locale.  Bays, mountains and forests are all around, making this an ideal retirement spot for anyone with a love of the outdoors.  

Paris, Tennessee

Paris, Tennessee, a small southern town, is just 15 miles from the sprawling 140,000-acre recreation area named Land Between the Lakes, a popular recreation area that draws vacationers and retirees.   Throw in a low cost of living and a healthy downtown and it is easy to see why retirees flock to this area. 

Peachtree City, Georgia

Recognized as one of the best planned cities in the nation, verdant Peachtree City, Georgia offers retirees a high quality of life, a low crime rate, a wide range of housing prices and a strong sense of community. 

Black Mountain, North Carolina

Black Mountain (population 7,500) is nestled in the beautiful Blue Ridge Mountains of North Carolina.  With mountains all around, this charming town is surrounded by beautiful scenery, and the air is clean and fresh.  The delightful location, nearby recreation, slower pace and high quality of life are what attract retirees to Black Mountain.

Walla Walla, Washington

Situated in southeastern Washington, Walla Walla is a small city with small town charm and is fast becoming a wine enthusiast destination. It also is a great place for retirement, offering a reasonable cost of living, a mellow ambiance and a delightful downtown.

Summerville, South Carolina

Perched on a ridge in the woods just north of Charleston is the lovely city of Summerville, once a retreat for wealthy plantation owners seeking escape from the summer heat.  Today retirees come to Summerville for its antebellum architecture, easy going, Southern charm, traditional values and a cost-of-living below the national average.

Murfreesboro, Tennessee

Just outside of Nashville, Tennessee sits the growing, bustling city of Murfreesboro, a friendly place with reasonably-priced housing and a cost of living below the national average.  A historic, authentic downtown, plenty of good restaurants and solid health care are all reasons to consider this southern city for a high quality, affordable retirement.

Ashland, Oregon

Tucked in the lush Rogue Valley of southern Oregon, Ashland was once the stomping grounds of Shasta Native Americans and gold miners, but today it is a charming town infused with Shakespearean ambiance, beautiful homes, a low crime rate and surrounded by rugged, scenic beauty.

Wimberley, Texas

An old fashioned, laid back charm permeates Wimberley, Texas, a friendly village nestled among fields of bluebonnet and carpets of Indian paintbrush in Texas' lush Hill Country.   Popular with tourists and second home owners, Wimberley's low cost of living and high quality of life are attracting retirees, as well.

Las Cruces, New Mexico

Deep in the American southwest lies the growing metropolis of Las Cruces, New Mexico, a peaceful city in a green valley surrounded by mountains.  With a rich mix of Spanish, Native American, Mexican and Anglo histories, Las Cruces has a distinctive quality that, when combined with reasonably-priced housing, wide-open spaces and an unhurried pace, is attracting many retirees.

Mountain Home, Arkansas

Snuggled in the Ozark Mountains, Mountain Home, Arkansas is a rural, low-key destination that attracts retirees seeking lots of water recreation, friendly residents, low crime rates and affordable housing.  Petty scenery surrounds this quiet hamlet, and two nearby lakes make spending retirement here a pleasure.

Lynchburg, Virginia

With the Blue Ridge Mountains in the distance and rolling green hills all around, Lynchburg is indeed a pretty spot for retirement.  The fact that its cost of living is well below the national average makes it even more appealing.  

St. Augustine, Florida

St. Augustine, Florida is a 444-year-old town that oozes charm and history and is sometimes an overlooked Florida retirement spot.  Having endured a tumultuous history, today St. Augustine entices with centuries-old homes, narrow cobblestone streets, eclectic shops, cozy cafes, historic B&Bs and lovely gardens.  

Moscow, Idaho

Tucked away in the northwestern corner of pretty, rural Idaho, Moscow is a college town relatively untouched by an influx of touristy development and commercialization.  A cozy spot, Moscow is welcoming, safe and has a gentle spirit appreciated by families, students and retirees alike. 

Iowa City, Iowa

Situated along the banks of the pretty Iowa River in the rolling farmland of eastern Iowa, this vibrant, medium-sized, university city is drawing retirees in search of a rich cultural scene, below-average housing costs, top-notch health care facilities, established neighborhoods and a low crime rate.  

Lawrence, Kansas

Located on the green eastern edge of Kansas, the surprisingly pleasant mid-western city of Lawrence offers retirees a lively ambiance, a rich cultural scene, an educated population, sporting events and a cost-of-living below the national average. 

St. George, Utah

Nestled in the stark desert landscape of southwestern Utah, St. George is a booming city that attracts retirees for its natural beauty, dry hot weather and bountiful outdoor recreation opportunities.

Cotacachi, Imbabura, Ecuador

Along the northern border of Ecuador in South America, the inviting town of Cotacachi provides expatriates a peaceful, low-cost lifestyle in the shadow of volcanic mountains.

Perfect Panama 

In this issue we hear from a retiree who has retired part-time in Panama.  A reasonable cost of living, very good health care, expatriate networks, economic stability and a low crime rate all beckon.  Not to mention the beautiful scenery, warm waters and no property taxes!

  Halifax, Nova Scotia, Canada

Tucked along one of the world's largest natural harbors, sophisticated Halifax, Nova Scotia may be Canada's best kept secret.  With a spectacular setting and a cost of living nearly equal to the U.S. average, this vibrant city offers natural beauty and affordability and should not be overlooked as a retirement spot.

Oxford, Mississippi

Oxford, home to Ole Miss, is located in the green countryside of north central Mississippi and has been the inspiration for writers from Faulkner to Grisham.   Sophisticated and oozing Southern charm, this vibrant hamlet offers a low cost of living, an active cultural scene, good medical care and a healthy downtown.  

Lexington, Virginia

Lexington is small, quaint and nestled in western Virginia's Shenandoah Valley.   Steeped in history, this quiet burg attracts retirees seeking traditional values, a low crime rate and a beautiful location.

Mount Dora, Florida

Mount Dora may be one of the prettiest towns in Florida and is reminiscent of a New England village, except for the palm trees and moss-draped hardwoods filling its tidy neighborhoods.  A lovely waterfront locale and a feeling of old Florida are what bring retirees to this charming hamlet.

Santa Fe, New Mexico

Few cities in the U.S. can compare to easygoing Santa Fe, New Mexico, the nation's oldest capital city.  Anglo, Mexican and Native American cultures, mixed with a history of Catholicism and paganism, create a rather mystical ambiance, and retirees here enjoy a somewhat enchanted lifestyle.

Arnaudville, Louisiana

Tucked along two Louisiana buyous, Arnaudville is a peaceful spot with French roots and Southern style.   Cajun cooking, lazy days, warm weather, affordable living and an appreciation for life's simpler pleasures are what bring retirees to this welcoming small town.

Providence, Rhode Island

Once racked by crime and urban blight, today this sophisticated New England city is revitalized, boasting a world-class dining scene, historic architecture, a vibrant arts culture and outstanding medical facilities.  While some problems of the past linger, Providence is a stimulating and interesting place to retire.

Bellefonte, Pennsylvania

Bellefonte, situated in the Nittany Valley in central Pennsylvania, is a quiet hamlet rich in Victorian architecture and small town friendliness.  Just a few miles from lively State College, the site of Penn State University, Bellefonte is in a separate world, a place where the 21st-century sometimes seems far away.   A low cost of living, a practically non-existent crime rate and a pretty setting add to Bellefonte's appeal.

San Marcos, Texas

Nestled on the banks of the cool, clear, spring-fed San Marcos River and along the edge of the Texas Hill Country, the old cattle town of San Marcos is today an amiable city with an easygoing character, friendly people, a major university, a low crime rate and an affordable cost of living.  Anyone seeking a low-key retirement in a diverse, welcoming city will want to check out San Marcos.

Boone, North Carolina

Surrounded by the scenic Blue Ridge Mountains, Boone is named after the famous frontiersman Daniel Boone and is home to Appalachian State University.   Small town values, a youthful energy, little crime, a reasonable cost of living, mountain scenery, clean air, friendly neighbors and great outdoor recreation are why retirees will want to call Boone home.

Ojai, California

Ojai, a spot where gorgeous scenery, a mystical vibe and a touch of the Old West come together, boasts an eclectic housing scene, a few celebrities and the "pink moment."  Development is limited; tall oaks are legally protected, and few residents want to live anywhere else.  

Prescott, Arizona

High in the Bradshaw Mountains and next to Prescott National Forest, the city of Prescott was once a disorderly mining town and twice the Arizona Territory capital before becoming a winter getaway and today a popular retirement spot.   Blue skies, good medical care, historic homes, mild weather, rich senior programs and a strong dose of the old west are what bring retirees to this pretty Arizona city.

Florence, Alabama

Florence is situated along the Tennessee River in northwestern Alabama and has attracted some famous names throughout its history, including Frank Lloyd Wright and President James Madison.   Today it is a pretty, mellow spot with very affordable homes, championship golf courses, homestyle cooking, lots of festivals and a rich music heritage.

Eugene, Oregon

Sixty miles from the Oregon coast, aid-back Eugene draws retirees seeking a vibrant city with excellent health care, lush surroundings and a strong sense of environmentalism.  Home to the leafy 250-acre University of Oregon, the city also ranks highly when it comes to the arts, outdoor recreation and cultural diversity. For anyone considering retirement on the West coast, Eugene is worth a look. 

Athens, Georgia

Nestled in northern Georgia, Athens is nicknamed the "Classic City" for its Greek Revival architecture.  It is also home to the University of Georgia and is a youthful place, but the age 50+ demographic is growing as baby boomers and retirees discover Athens' reasonable cost of living, affordable housing, strong senior programs, good health care, impressive cultural amenities, plentiful athletic events and lively atmosphere.

Astoria, Oregon

Situated near the mouth of the majestic Columbia River in northwestern Oregon, Astoria is the oldest permanent European settlement west of the Rocky Mountains.   Started as a trading post by John Jacob Astor in the early 1800s, this picturesque waterfront town is nestled in spectacular surroundings and offers Victorian homes, a low crime rate and excellent health care.

Dahlonega, Georgia

Holland, Michigan

Settled by Dutch Calvinist separatists, idyllic Holland is a bit of the Netherlands situated on the banks of Lake Macatawa in southwestern Michigan. Quiet winters, cooler summers, six million tulips, a strong religious heritage, a variety of affordable housing styles and a cost-of-living below the national average are what bring retirees to this charming small city.

Jackson, Wyoming

South of Yellowstone National Park and nestled in dazzling mountain scenery, Jackson, Wyoming boasts a chic, rustic flavor, abundant outdoor recreation, dry air, sunny skies and beautiful homes.  This high altitude hamlet was originally discovered by fur trappers but today is home to retirees seeking Western traditions and a high quality of life.

Bartlesville, Oklahoma

Bartlesville is situated in the tallgrass prairie of northeastern Oklahoma and is a surprisingly appealing place, clean and quiet, affordable and safe and with cultural amenities not always found in a city this size. Named one of the most livable cities in the U.S., it is home to art deco architecture, an internationally-recognized classic music festival and two universities.  

Columbia, Missouri

Columbia, Missouri is the home of the University of Missouri and is an appealing mid-western city with affordable homes, friendly residents, excellent health facilities, plentiful restaurants and a lively cultural scene.  Once a stage stop on the Oregon and Santa Fe Trails, today Columbia often makes the list of best places to live and is attracting retirees seeking a higher quality of life at an affordable price.

Charlottesville, Virginia

When Thomas Jefferson retired, he came to Charlottesville, Virginia, and it is easy to understand why.  Tucked in lush, hilly terrain, this college town (home to the University of Virginia) draws retirees seeking a vibrant ambiance, a location steeped in history, a mild climate and access to excellent health care.

Austin, Texas

On the edges of the Texas Hill Country and along the Colorado River, unconventional and slightly offbeat Austin was once a lone settlement on the Mexican frontier.  Today it boasts an educated, diverse population, outstanding cultural amenities, a healthy downtown, very good medical facilities and lifelong learning opportunities at the flagship campus of the University of Texas.  Retirees seeking Texas hospitality and a lush locale will want to take a peek at this appealing city.

Punta del Este, Uruguay

Along the southern tip of Uruguay, the vibrant resort city of Punta del Este boasts twenty miles of pristine beaches, excellent infrastructure, 5-star hotels and is the place to vacation in this beautiful South American country.  The cost of living meets the U.S. national average; the country is stable and safe, and residency is easy to establish, all reasons that more expat retirees are settling in this seaside locale.

Traverse City, Michigan

Located at the southern tip of majestic Grand Traverse Bay in northern Michigan, picturesque Traverse City was once only accessible by water. These days, it is still remote but boasts a beautiful setting, amazing outdoor recreation opportunities, a lively cultural scene, a below average cost of living, a low crime rate, very good medical facilities and affordable housing. Northern Michigan is not for everyone, but maybe it should be.

Eufaula, Alabama

Tucked away in southeastern Alabama, Eufaula is an undiscovered gem.   Elegant antebellum homes, a large lake, old fashioned Southern style and an affordable cost of living are all reasons that retirees live here.   The magnolias and dogwood bloom; the bass bite; moss draped trees line quiet streets and historic residences evoke an earlier time.   No wonder Eufaula entices so many.

San Diego, California

The Golden State, while perhaps not as golden as it once was, still draws people, including retirees. And San Diego, with its 70 miles of beaches, vast array of cultural and recreational amenities, average crime rate, historic districts, very good medical facilities, strong senior services, lovely bayside setting and nearly perfect climate, can be hard to resist.

Burlington, Vermont

Situated along the shores of Lake Champlain, one of the largest fresh water lakes in the United States, Burlington, Vermont is a picturesque New England college town that receives rave reviews for it beautiful scenery, plentiful outdoor recreation, bohemian ambiance and a high quality of life.  

Swansboro, North Carolina

Along North Carolina's Crystal Coast, the seaside village of Swansboro is a quiet waterfront gem. Off the beaten path and often overlooked, this historic fishing village boasts reasonably priced housing, rustic charm, an estuary teeming with wildlife, friendly residents and miles of clean beaches. While vacationers visit North Carolina's tourist beach towns, smart retirees come to unpretentious and welcoming Swansboro.

Ruidoso, New Mexico

Ruidoso, New Mexico is a growing ski resort nestled in the Sierra Blanca Mountains and was once the stomping grounds of Billy the Kid.   This high altitude southwestern oasis has an affordable cost of living, wide open skies, down home hospitality and is in one of the prettiest locales in New Mexico. 

Cookeville, Tennessee

Cookeville is nestled in Middle Tennessee, in the Upper Cumberland Plateau, and boasts affordable housing, excellent medical facilities, conservative values, nearby lake recreation and a simpler way of life. In fact, 96% of residents say they are satisfied with life in Cookeville. They must be onto something.  

Galena, Illinois

In the very northwest corner of Illinois, Galena is the town that time forgot.  It was once home to Ulysses S. Grant and is a showcase of mid-1800s architecture.  Chock full of festivals, fairs and historic re-enactments, tourists come for the shopping, museums and antiquing while retirees come for the reasonable cost of living, low crime rate and enjoyable atmosphere.  Galena's cityscape remains today much as it did in Grant's time, and residents here know they have found an intriguing place to call home.

Clemson, South Carolina

Tucked away in South Carolina's "Upcountry," Clemson is a college town in every sense of the word.  It is also a place where retirees find a lower cost of living, reasonably priced housing, abundant lake recreation, an active cultural scene, a good senior support system, a low crime rate and friendly residents.  Now that sounds like a great retirement spot!

Thomasville, Georgia

Idyllic Thomasville, Georgia, once declared the "best winter resort on three continents," reminds one of a simpler time and charms retirees and visitors alike with its elegant historic homes, moss-draped trees and gracious Southern hospitality.  With a cost of living below the national average, a good selection of reasonably priced homes, very good health facilities and the delightful "Rose Fest," this quiet town should be on every retiree's short list.

Papillion, Nebraska

Nebraska may not be the first state that comes to mind when thinking about places to retire, but Papillion, just outside of Omaha, is a thriving city with acres of green spaces and parks, traditional values, an absence of crime and a high quality of life. It is a spot that should be on the list of any retiree seeking a pretty, healthy and reasonably priced place to retire.

New Braunfels, Texas

A rich German heritage, two wide rivers and an affordable cost of living bring retirees to the pretty town of New Braunfels, just outside of San Antonio, Texas. The weather is warm. The home prices are reasonable and the water recreation is plentiful. This is indeed an appealing retirement spot.

Fairhope, Alabama

Nestled along the eastern shore of Mobile Bay in Alabama, charming Fairhope was established in 1894 as an experimental colony by a group of tax reformers.  Today it is a retirement destination that has won national recognition for its green spaces and has a cost of living that meets the national average.

Cody, Wyoming

Located in Wyoming's scenic northwest corner and named after Buffalo Bill Cody, Cody has a distinctive "Old West" character and a mature population.  It also boasts a reasonable cost of living, clean air and conservative values.

Port Townsend, Washington

Located on the Olympic Peninsula and surrounded by breathtaking natural beauty, Port Townsend is a seaport with maritime character, striking architecture and beautiful waterfront setting.   Throw in a low crime rate, lots of outdoor recreation, a cute down town and plenty of events, and Port Townsend makes a great retirement spot.

Tubac, Arizona

Situated near the southern Arizona border, about 40 miles south of Tucson, the small artsy village of Tubac is a former fort on the Spanish frontier and was once Arizona's largest population center.  Today this desert oasis attracts tourists and artists, not to mention retirees, in search of a mellow lifestyle amidst chic boutiques, top-notch restaurants and lots of sun and blue skies. 

Denver, Colorado

Denver, the "Mile High City," has been home to cowboys and oil tycoons, gold miners and cattle ranchers.  Today, it offers world-class museums, four professional sports teams, outstanding restaurants, great shopping, excellent health care and varied housing.  It's a city worth a look if considering an urban retirement.

Nuevo Arenal, Guanacaste Province, Costa Rica

Nestled in a tropical jungle, charming Nuevo Arenal sits along the edge of Lake Arenal in northwestern Costa Rica and offers expatriates a low cost, relaxed retirement amid waterfalls, hummingbirds and lemon trees.   Real estate starts in the $30,000s.

Bloomington, Indiana

Indiana is not always the first place that comes to mind for retirement, but Bloomington is a delightful destination with rich cultural diversity, a gentle vibe, affordable housing and a low crime rate.

New Bern, North Carolina

Nestled along the banks of two wide rivers, New Bern boasts 300 years of history, reasonably-priced housing and an easygoing, Southern charm. Water recreation, grand homes and a delightful downtown are reasons why retirees choose this pleasing spot.

Portland, Oregon

Retirees come to funky, hip Portland, nicknamed the "City of Roses," for its spectacular scenery, lively cityscape, serious coffee culture, forty breweries, very good medical facilities, cool weather and urban, liberal, easygoing attitude.  

Port Townsend, Washington

Located on the Olympic Peninsula and surrounded by breathtaking natural beauty, Port Townsend is a seaport with maritime character, striking architecture and beautiful waterfront setting.   Throw in a low crime rate, lots of outdoor recreation, a cute down town and plenty of events, and Port Townsend makes a great retirement spot.

Punta Gorda, Florida

Punta Gorda is tucked along the shores of southwest Florida's Charlotte Harbor, the state's second largest harbor and a gateway to the Gulf of Mexico.  It is also home to a large retiree population and known for its pretty waterfront, boating culture, golf courses, affordable housing, low crime rate and outstanding medical facilities.  It is indeed a great retirement spot.

Cody, Wyoming

Located in Wyoming's scenic northwest corner and named after Buffalo Bill Cody, Cody has a distinctive "Old West" character and a mature population.  It also boasts a reasonable cost of living, clean air and conservative values.

Meredith, New Hampshire

In New Hampshire's rural, rugged Lakes Region, charming Meredith is quintessential New England, claiming a spectacular setting, a low crime rate, clean air and a bounty of mountain and lake recreation.

State College, Pennsylvania

State College is situated in hilly, wooded central Pennsylvania and is a peppy, growing metropolis. Home to Penn State University, it boasts a moderate cost of living, a low crime rate, lots of college athletic events and lifelong learning opportunities. It is a youthful place but one many retirees will want to call home.

St. George, Utah

Nestled in the stark desert landscape of southwestern Utah, St. George is a pretty city that attracts retirees for its natural beauty, dry hot weather and bountiful outdoor recreation opportunities. This is clean living country, and while St. George is an active place, it is also a quiet place. perfect for retirees seeking an emphasis on traditional values and community.

Madison, Georgia

Madison, Georgia, a picturesque town steeped in antebellum history, is known for its stately homes on grand avenues lined with tall oaks.  Gardens brim with roses and climbing Wisteria; mint juleps are the beverage of choice.

Chapel Hill, North Carolina

Leafy, lively and liberal, Chapel Hill is the home of the University of North Carolina and boasts a well-educated population, a robust foodie culture, an agreeable climate and historic homes. It is a youthful place but more and more people are discovering that it is a great place to retire.

Georgetown, Texas

Georgetown is an up-and-coming retirement destination located in the central part of Texas, just 20 miles north of Austin. Once a staging area for cattle drives along the Chisholm Trail, this quaint hamlet has a moderate cost-of-living, a rich pioneer history and a determination to preserve its heritage. To date, nearly two hundred downtown 18th-century buildings have been restored and renovated.

Walla Walla, Washington

Washington's Walla Walla, nestled in the state's southeast corner, is an old farming community that is rapidly gaining recognition for its up and coming wine industry. Throw in a reasonable cost of living, a comfortable vibe, good medical facilities and a slower pace, and it is easy to understand why retirees are choosing this gentle city.

Loveland, Colorado

Situated along the Rocky Mountains' front range in northern Colorado, about 50 miles north of Denver, Loveland (population 63,000) is known as the "Sweetheart City" and often lands on "great places to live" lists. It is sometimes considered a bedroom community of larger Fort Collins (population 135,000 and home to Colorado State University), but it is its own city, a pretty metropolis laid out around quiet, man-made Lake Loveland with the Rockies as the western backdrop.  Is it a great retirement spot?

Port St. Lucie, Florida

Pleasant Port St. Lucie, Florida (population 165,000 in metro area), nestled along the St. Lucie River, started in the mid-1950s as a planned retirement development, and today the city seems to have many satisfied residents.   It is primarily a middle class community, located roughly 115 miles southeast of Orlando, and has been recognized as the safest city of its size in Florida with a crime rate below the national average.   Is it a great retirement spot?

Boise, Idaho

Situated in Idaho's southwest corner, the appealing capital city of Boise (population 200,000) sits on a high plain (elevation 2,700 feet) along the Boise River. With mountains to the east, it is a scenic city and got its start as a fort, first built by the Hudson Bay Company in the 1830s, and then after being abandoned, re-built by the U.S. Army during the Civil War.   Is it a great place to retire?

Tri-Cities, Tennessee

In Tennessee, when people refer to the Tri-Cities, they are talking about Johnson City, Bristol and Kingsport, three unassuming communities found in the lush, rolling foothills of the Appalachian Mountains in the very northeastern corner of the state.  Is it a great place for retirement?

Rockport, Texas

Funky Rockport (population 9,000) is situated along Aransas Bay on the Texas Gulf Coast, about 35 miles northeast of Corpus Christi (population 285,000). Protected by public and private barrier islands, it is a low key tourist destination thanks to its clean beaches, fishing venues and excellent birding areas.  Is it a great retirement spot?

Colonial Beach, Virginia

In northeastern Virginia, 60 miles south of Washington, D.C. and directly to the west of Maryland, Colonial Beach (population 3,500) is an easygoing beach town and the last deepwater port for north-bound pleasure boats on the Potomac River.  Is it a great spot for retirement?

Buffalo, Wyoming

Contrary to popular belief, more than ten people live in Wyoming. In fact, 5,000 of them live in Buffalo, a quiet, pretty, high-altitude community variously described as the Mayberry of the West or the town that Mickey and Judy grew up in (if they grew up in the West).   Is it a great place for retirement?

Chattanooga, Tennessee

Chattanooga (population 170,000) is located along the banks of the Tennessee River in southeastern Tennessee, just above the Georgia border, and it has had a checkered history.  Since the 1980s, though, things have turned around, thanks to city leaders spending a lot of money to improve Chattanooga's reputation. Is it a great place to retire?

St. George, Utah

Nestled in the stark desert landscape of southwestern Utah, St. George is a pretty city that attracts retirees for its natural beauty, dry hot weather and bountiful outdoor recreation opportunities. This is clean living country, and while St. George is an active place, it is also a quiet place. perfect for retirees seeking an emphasis on traditional values and community.

Ashland, Oregon

Appealing Ashland, home to the famous Oregon Shakespeare Festival, is situated in spectacular scenery in southern Oregon.  Its theater culture, dining scene, green spaces, strong senior programs and low crime rate are just a few reason retirees come here.

Port Orange, Florida

Along Florida's northeast coast, leafy Port Orange (population 57,000) started out in 1867 and was for years considered a southern suburb of Daytona Beach. These days, it is a mostly middle class city in its own right and has grown by 25% just within the last decade.  Is it a great spot for retirement?

Wimberley, Texas

Wimberley, nestled in the lush landscape of the Texas Hill Country, appeals to retirees with its low key charm, arts culture, reasonable cost of living and low crime rate. Not far from the big city amenities but in a world all its own, Wimberley beckons at retirement time.

Las Cruces, New Mexico

In the stark landscape of southern New Mexico, Las Cruces sits in a high altitude valley along the edge of the Organ Mountains. It has been booming, and many new residents are retirees, drawn by the affordable housing, dry air, sunny skies and easy living.  

Arkadelphia, Arkansas

Amiable Arkadelphia (population 10,300), situated along the Ouachita River about 30 miles from the Ouachita Mountains in southwestern Arkansas, is a peaceful, rural spot with a friendly, Southern country ambiance that feels a thousand miles away from modern city life.   Is it a great retirement spot?

Durango, Colorado

Durango (population 16,000) has a reputation as an outdoor recreation Paradise. About six hours from Denver, it is nestled in a valley in southwestern Colorado and bordered by some of the state's most gorgeous mountain scenery.   Is it a great spot for retirement?

Paso Robles, California

Situated between Los Angeles and San Francisco, pretty Paso Robles is swaddled by rolling hills and vineyards and boasts some of the old California magic. A high quality of life, a cute downtown, lots of festivals, a growing wine scene and good senior programs make this a top retirement spot.

State College, Pennsylvania

State College is situated in hilly, wooded central Pennsylvania and is a peppy, growing metropolis. Home to Penn State University, it boasts a moderate cost of living, a low crime rate, lots of college athletic events and lifelong learning opportunities. It is a youthful place but one many retirees will want to call home.

Danville, Kentucky

Located in the southwestern corner of Kentucky's Bluegrass Region, Danville is a peaceful place with an appreciation of its history. It is close to Kentucky's southern lakes and the Derby Region where horse farms and white fences dot the countryside. Kentucky is often overlooked as a retirement state, but Danville is worth a look

Lexington, Virginia

Appealing Lexington is tucked away in Virginia's beautiful Shenandoah Valley and is steeped in military and Civil War history. It is home to two prestigious colleges, a very low crime rate, a pretty setting, a youthful (but not rowdy) vibe and interesting architecture, and more people are discovering that it is a great place to retire.

Ithaca, New York

Ithaca, situated in central New York, is liberal, enlightened and laid back. Home to Cornell University and three other colleges, it boasts gorgeous gorges, waterfalls, an average cost of living, a low crime rate, award-winning restaurants and very good senior services. For anyone seeking a college town for retirement, Ithaca is worth a look.

Bend, Oregon

Bend, situated in beautiful central Oregon, just to the east of the Cascade Mountains and surrounded on three sides by national forest, is a cosmopolitan yet unpretentious city. It has been "discovered" and for good reason, boasting nearly unlimited year-round outdoor recreation, dozens of festivals, a low crime rate and excellent medical facilites.

Cottonwood, Arizona

In the rugged, high altitude Verde Valley of central Arizona, between Flagstaff and Phoenix, Cottonwood (population 11,500) got its name from the tall cottonwood trees that grew not far from the cool Verde River, one of the desert's last free-flowing rivers. It was 1879 when white settlers started to arrive, establishing farms and homesteads.   Is it a great place to retire?

Summerville, South Carolina

Northwest of Charleston, Summerville was once a summer retreat for wealthy plantation owners. These days it boasts old fashioned Southern hospitality, affordable living, elegant homes and a bounty of colorful azaelas. The city has been growing, and people are finding it a great place to retire.

Manitou Springs, Colorado

Tucked in a box canyon at the base of towering Pikes Peak, gentle, inviting Manitou has an eclectic population and a quirky spirit.  Touristy but authentic, it is hard to find someone who does not love this mountain town.

Naples, Florida

With palm trees swaying, pastel buildings glistening and sea air wafting, lovely Naples (population 23,000) is an affluent, sun-drenched coastal town with a "beachy" resort ambiance. It is located on Florida's south west coast and is a noted vacation destination, attracting a stylish, well-heeled tourist crowd. Shopping, dining, plenty of golf and all kinds of water recreation are the reasons people come here.  Is it a great place to retire?

Lewes, Delaware

Lewes (pronounced "Lewis") is a quaint, historic beach town (population 3,200) along the southern shore of Delaware, where the Atlantic Ocean and Delaware Bay meet at Cape Henlopen. Founded by the Dutch in 1631, it is Delaware's oldest town ("the first town in the first state") and one of several communities that make up the state's beach resort area.  Is it a great place for retirement?

The Woodlands, Texas

Founded in 1974, The Woodlands (90,000) is an affluent, all ages master-planned community 28 miles north of Houston, Texas.  It is comprised of nine separate villages, the newest dating from 2007, and each village is really a distinct neighborhood with its own recreation facilities, restaurants, homeowners' association, schools and more.   Is it a great place to retire?

Marquette, Michigan

When people think of Michigan, they often think of high unemployment rates and once-upon-a-time auto manufacturers. Something else to think about, though, and in a pleasant way, is Marquette (population 21,000), an active seaport along the shores of ocean-like Lake Superior in Michigan's Upper Peninsula (U.P.), a rural, remote region that is a Paradise for winter (and summer) outdoor recreation enthusiasts.   Is this waterfront town a great place for retirement?

Fairhope, Alabama

Nestled along the eastern shore of Mobile Bay in Alabama, charming Fairhope was established in 1894 as an experimental colony by a group of tax reformers.  Today it is a retirement destination that has won national recognition for its green spaces and has a cost of living that meets the national average. 

Missoula, Montana

Missoula, situated in the Rocky Mountains in western Montana, is a growing city in a pretty setting. Open spaces, a vibrant cultural scene, adult learning opportunities, very good medical facilities and plentiful recreation are just a few reasons why retirees come to Big Sky Country.

Navarre, Florida

Navarre is located between Fort Walton Beach and Pensacola along the Florida Panhandle and started out as a bedroom community for these two cities.   These days it is still unincorporated but growing fast, by nearly 50% in the last ten years.  Home to some amazing beaches, is it a great place to retire?

Guntersville, Alabama

Sleepy Guntersville, Alabama (population 8,200), tucked along a stretch of Lake Guntersville's 900 miles of shoreline in northeastern Alabama, is an appealing town in a beautiful setting. The lake is the center of life here and is popular with bass fishermen, boaters and all kinds of water seekers.  Is this quiet spot a great place to retire?

Bullhead City, Arizona

Bullhead City (population 45,000) sits along the Colorado River, next to the Black Mountain Range, on the very western edge of Arizona and is across the river from shimmering Laughlin, Nevada (population 8,000), a very popular casino and tourist destination (the third most popular after Las Vegas and Reno).   Is it a great place to retire?

Lynchburg, Virginia

In lush central Virginia, unassuming Lynchburg, once home to Thomas Jefferson, dates from 1757 and boasts an affordable cost of living, very good medical facilities, an historic integrity, varied architecture and a low key Southern character.

San Marcos, Texas

Not far from Austin and San Antonio, on the edges of the green Texas Hill Country, San Marcos beckons with its affordable cost of living, easygoing lifestyle, river culture and friendly residents.

Mountain Home, Arkansas

Friendly and affordable, Mountain Home is nestled in rolling hills in northern Arkansas and boasts abundant water recreation, safe streets and an easygoing lifestyle, just what many retirees are seeking.

Vero Beach, Florida

Tucked along Florida's "Treasure Coast," on the state's south east shoreline, Vero Beach dates from the late 1800s and exudes a mellow charm and low key elegance.  It is a quiet, comforting place, with gentle trade winds, lush tropical vegetation and beautiful seaside homes.  Is it a great place for retirement?

St.  Joseph, Michigan

Sixty miles northeast of Chicago, located on the shores of Lake Michigan and at the mouth of the St. Joseph River, picturesque St. Joseph (population 8,500) is a place one might not expect to find in Michigan. It is one of several shore towns along the "Riviera of the Midwest" and is a mellow hamlet with long stretches of sandy beaches, magnificent sunsets, grassy parks, fun festivals, an average crime rate and excellent medical facilities.   Is it a great place to retire?

Charleston, South Carolina

Say the words Charleston, South Carolina, and images of the Old South come to mind. A time when manners mattered, gentlemen tipped their hats and ladies sipped iced tea on the veranda. It is, after all, the city of Rhett Butler and horse drawn white carriages.   Is it a great place to retire?

Black Mountain, North Carolina

Black Mountain is situated in beautiful western North Carolina and exudes mountain magic and once attracted the likes of Albert Einstein and Buckminster Fuller.  Today this reasonably priced hamlet appeals to retirees and for good reason.

Peachtree City, Georgia

Outside of Atlanta, pretty Peachtree City is an award-winning master-planned city. With its low crime rate, leafy green spaces, plentiful amenities, well-tended neighborhoods and educated residents, it is an appealing retirement spot, indeed.  

Henderson, Nevada

Nestled in the Mojave Desert and partially ringed by the McCullough Mountain Range, Henderson (population 265,000) is essentially a residential suburb of Las Vegas and was incorporated just 57 years ago.   Is it a great place for retirement?

Prescott, Arizona

High in the Bradshaw Mountains and next to Prescott National Forest, the city of Prescott was once a disorderly mining town and twice the Arizona Territory capital before becoming a winter getaway and today a popular retirement spot.   Blue skies, good medical care, historic homes, mild weather, rich senior programs and a strong dose of the old west are what bring retirees to this pretty Arizona city.

Savannah, Georgia

Beautiful Savannah, once the capital of Georgia, has had a turbulent history but today is a place that casts a spell over nearly everyone.  Its historic homes, Southern style, famous downtown district, lively cultural scene and affordable cost of living are just a few reasons why.

Saranac Lake, New York

The picturesque village of Saranac Lake, New York is located approximately two and a half hours north of Albany in a region called Tri-Lakes.  It is within Adirondack Park, the largest forest preserve in the U.S., and is partially nestled along the scenic shores of Lake Flower. Is it a great place to retire? 

Punta del Este, Uruguay

On Uruguay's southern end, the posh seaside resort of Punta del Este beckons to expatriates with its shimmering beaches, elegant hotels, wide boulevards and reasonable cost of living.  This Latin American jewel should not be overlooked at retirement time.

Sunset Beach, North Carolina

Unassuming with an average cost of living, Sunset Beach is situated along the southern North Carolina coast.  Is it a great place to retire?

Williamsburg, Virginia

Williamsburg, with its cultural amenities, golf courses, prim neighborhoods and understated elegance, beckons to retirees seeking a safe, tidy and welcoming town.

Boulder, Colorado

Nestled at the foothills of the majestic Rocky Mountains in northern Colorado, Boulder is beautiful, funky and sophisticated and a great place to retire.

Sequim, Washington

Nestled along Washington's majestic Olympic Peninsula, Sequim boasts a high quality of life and a cozy, tight-knit community surrounded by natural beauty.  A reasonable cost of living and a low crime rate are further reasons retirees come to this charming town.

Wellington, Florida

Wellington sits near the southeast Florida coast and is a welcoming village with an equestrian culture, spotless homes, a low crime rate and nearby beaches.  It is a great retirement spot.

Keller, Texas

Outside of Dallas/Fort Worth, Keller is booming and has pretty neighborhoods and strong senior programs.  Is it a great place to retire?

Moscow, Idaho

A little funky, wholly authentic and located in a beautiful landscape, Moscow is "way of north" and home to the University of Idaho.  It also has lot going for it as a retirement spot.

Lewisburg, West Virginia

Historic charm, an active arts scene and affordability are Lewisburg highlights.  Is it a great retirement spot?

Flagstaff, Arizona

Flagstaff (population 65,000) is a popular place.  It came into being in 1876 after a U.S. military lieutenant first scouted the area for a new road and cut down a Ponderosa pine tree to use as a flag staff.  The transcontinental railroad soon arrived, boosting the small metropolis' fortunes, and for years Flagstaff thrived as a timber and cattle hub and later as a stop on famed Route 66.   Is it a great retirement spot?

Brookings, Oregon

Brookings boasts a dramatic setting, a reasonable cost of living and subtropical vegetation.  Is it s a great place to retire?

Palm Springs, California

Bob Hope, Frank Sinatra and Carole Lombard once cavorted here.  The nightlife glittered; the alcohol flowed, and anything went.  Palm Springs may no longer be a Hollywood getaway, but is it a great place to retire?

Boone, North Carolina

Nestled in the Blue Ridge Mountains of lush northwestern North Carolina, Boone exudes unassuming mountain charm, along with a bit of sophistication, and it is a great place to retire.

Eureka Springs, Arkansas

A Victorian village and artists' retreat, Eureka Springs receives great reviews.  Is it a great place to retire?

Oxford, Mississippi

In the rolling hills of northern Mississippi, Oxford entices with its literary culture, collegiate vibe and creative mystique.  Throw in a reasonable cost of living and a low crime rate and Oxford is a great retirement spot, indeed.

Murrells Inlet, South Carolina

Reasonably priced, quaint and mellow, Murrells Inlet is along the northern South Carolina coast.  Is it a great retirement spot?

 

Dahlonega, Georgia

Nestled in the Appalachian Mountain foothills, Dahlonega was the site of the first U.S. gold rush.  Today, its beautiful setting, reasonable cost of living, fun festivals and Southern spirit make it a great retirement spot.

Lake St. Louis, Missouri

Originally built as a planned resort outside of St. Louis, Lake St. Louis has two lakes, three golf courses, an equestrian center, a low crime rate, friendly residents and a reasonable cost of living.  It lands on "best places to live" lists for good reason.

Cheyenne, Wyoming

Out on the high plains of Wyoming, Cheyenne is the real American West, an unpretentious, down to earth, safe city with dry air and big blue skies.  It is a great place to retire.

Fort Collins, Colorado

A relaxed Western lifestyle, a beautiful setting and low humidity are Fort Collins' highlights.  Is it a great place to retire?

Mountain City, Tennessee

Nestled deep in the weathered Appalachian Mountains in the very north eastern corner of Tennessee, the small town of Mountain City (population 2,500) calls out to retirees seeking a simple, rural lifestyle in a beautiful mountain locale.   Is it a great spot for retirement?

Norris, Tennessee

Norris sits in rolling hills and boasts affordability, a very low crime rate and a pretty town square.  Is it a great place to retire?

Sarasota, Florida

Stunning beaches, a reasonable cost of living and some beautiful homes are Sarasota highlights.  Are they enough to make it a great retirement spot?

Orange Beach, Alabama

Situated along the Gulf Coast, Orange beach has sugar white beaches, but what else?  And is it a great place to retire?

Meredith, New Hampshire

In New Hampshire's rural, rugged Lakes Region, charming Meredith is quintessential New England, claiming a spectacular setting, a low crime rate, clean air and a bounty of mountain and lake recreation.

Florence, Alabama

Tucked along the Tennessee River in north western Alabama, Florence is a pretty, mellow spot with affordable homes, neighborly residents, championship golf courses, fishing, and, of course, the Coon Dog Cemetery.  Need we say more?

Kerrville, Texas

When retirees come to Kerrville and the green Texas Hill Country, they find affordable living, an appealing river culture, friendly residents and a relaxed lifestyle.  It is a great retirement spot.

Camden, Maine

Picturesque Camden is situated along the mid-coast of Maine and boasts a scenic waterfront, amazing sea views, historic architecture and oodles of charm.  It is a great retirement spot.

Astoria, Oregon

Nestled along the Columbia River, not far from the ocean, in northwest Oregon, cute and quaint Astoria is known for it nautical culture, amazing scenery, historic homes and down to earth residents.  It is a great place to retire.

Taos, New Mexico

Situated among pine trees in the stark but beautiful landscape of north central New Mexico, historic Taos boasts unique adobe architecture, a liberal outlook and a large artist community.  Are they enough to make it a great place to retire?

Cedar City, Utah

Rugged scenery, dry air, lots of festivals, abundant outdoor recreation, a low crime rate, a reasonable cost of living and a very good medical center are just a few reasons to retire in Cedar City, Utah.   Oh, and the wildflowers are amazing, too.  It is a great retirement spot, indeed.

DeLand, Florida

Old fashioned charm, historic architecture and a friendly reputation are DeLand highlights.  Is it a great retirement spot?

Lake Havasu City, Arizona

Hot weather, great water recreation and the original London Bridge are Lake Havasu City highlights.  Is it a great retirement spot?

Russellville, Arkansas

Russellville, situated in the rolling hills of north western Arkansas, boasts an affordable cost of living, clean air, a bounty of outdoor recreation and a good medical facility.  It is a great retirement spot.

Punta Gorda, Florida

Punta Gorda is tucked along the shores of southwest Florida's Charlotte Harbor, the state's second largest harbor and a gateway to the Gulf of Mexico.  It is also home to a large retiree population and known for its pretty waterfront, boating culture, golf courses, affordable housing, low crime rate and outstanding medical facilities.  It is indeed a great retirement spot.

Tyler, Texas

Tyler is 90 minutes southeast of Dallas and boasts an affordable cost of living, beautiful rose gardens and two very good hospitals.  Is it a great place to retire?

Estes Park, Colorado

Snuggled amid amazing natural beauty, cute Estes Park is a high altitude town with a relaxed Western spirit, abundant outdoor recreation and an outdoor lifestyle.  It is a great retirement spot!

Bellefonte, Pennsylvania

Picturesque Bellefonte, situated in central Pennsylvania, charms with its beautifully restored  Victorian homes, low crime rate, summer concerts and renowned fishing waters.  It is a great retirement spot!

Yankton, South Dakota

Yankton is located along the Missouri River and boasts affordable housing and great water recreation.  Is it also a great place to retire?

Clemson, South Carolina

Collegiate Clemson is home to Clemson University and is a safe, lively town with lake recreation, a rich cultural scene, an Osher Lifelong Learning Institute, and, of course, college athletics.  It is a great retirement spot!

Cheyenne, Wyoming

Out on the high plains of Wyoming, Cheyenne is the real American West, an unpretentious, down to earth, safe city with dry air and big blue skies.  It is a great place to retire.

New Braunfels, Texas

Nestled along two rivers, New Braunfels boasts a rich German heritage, affordable living and plenty of water recreation.  It is a great retirement spot!