Throughout the years, Florence has attracted more than just famous music names.   Architect Frank Lloyd Wright designed a home here; Panama Canal engineer Major General George Washington Goethals lived here, and Presidents James Madison, James Monroe and Andrew Jackson all bought land in Florence.   And it is easy to understand why.  The woods are sweet with oxeye daisies and flowering dogwood.  One thousand year old cypress trees lend an aura of permanency.  The Tennessee River quietly winds its way to the Ohio River.  Perhaps most importantly of all, however, is that the people are friendly, and there is a strong sense of community pride.    Today the cost of living is low, 25% below the national average, and the median home price is $105,000, also significantly below the national average.  Roughly 40% of the population is age 45 or better, but the University, while not large enough to overwhelm the city, adds a youthful flavor.  The city is working, though, to position itself as a retirement destination, and overall, Florence is a tranquil, low-key place.  

In the historic sections of the city, once home to wealthy merchants and cotton planters, wide avenues boast stately antebellum mansions, elegant Queen Annes, stately Victorian "painted ladies," cozy 1920s bungalows and even classic Sears-Roebuck (American Four Square) houses.   Prices for dwellings in these neighborhoods start in the $200,000s.    Outside of the historic districts, homes are primarily brick and very affordable.  Well-kept, 1,500 sq. ft. ranch-style residences on large lots start at under $100,000.   A lovely southern-style farmhouse with 3 bedrooms, 2.5 baths, 2,400 sq. ft. and 2.5 acres can be had for $175,000.    Few homes are priced higher than $250,000, and this price will fetch a beautiful two-story red brick Colonial with 4 bedrooms, 3.5 baths, nearly 3,000 sq. ft. and a swimming pool.

Apartments appear to be plentiful with prices for a one bedroom apartment starting at roughly $325 per month and at $400 per month for a two bedroom apartment.  Expect to pay a bit more for a nicer unit.    Three mobile home parks are nearby.

This is an interactive map.  Click on the arrows in the upper left hand corner to navigate the map and click on the +/- signs to zoom in and out.

Alabama property taxes are some of the lowest in the country.   The annual taxes on a $105,000 residence are approximately $441 without exemptions, (and the primary exemption is a $4,000 deduction just for occupying one's home).   Those age 65 or above are also exempt from paying county taxes.  Social Security, military, civil service, state/local government and qualified private pensions are exempt from state taxes.  The sales tax rate is high, though, at 10%.   Personal income taxes range from 2% to 5%.

Florence, Alabama, Continued...

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