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Vol II   Issue 8                 February 24, 2007

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Small Town Living and a Low Cost-of-Living Bring Retirees to Middle Tennessee

Cost of Living:  Below the National Average

Cookeville Regional Medical Center is a 247-bed facility, as well as a regional referrer hospital and the primary health care provider in this area, offering full service emergency medicine, cardiac care and cancer care.  The Center also has a diabetes center, a rehabilitation center, a women's center and the Lifeline Program, a personal emergency response system for the chronically ill, elderly and disabled, and it has ranked for a second year in a row in the top 25 hospitals nationally regarding patient satisfaction.  Cookeville is also winning awards for its work in increasing the survivability of sudden cardiac arrest by working to arm 25% of its population with portable defibrillators.

 

 

Cookeville may be small, but it does not have a small town mentality, and retirees will find a variety of activities to keep them busy.  Tennessee Technological University, a four-year institution with roughly 9,500 students, makes its home here and sponsors concerts, art exhibits, athletic events, plays and workshops.   The Bryan Symphony Orchestra also presents concerts and attracts top talent from throughout Tennessee.  The Cookeville Arts Center exhibits works by regional artists, and the 458-seat Cookeville Drama Center produces the award-winning Drama Center Backstage series.  The Cookeville Depot Museum, built in 1909, is home to an extensive collection of railroad memorabilia.

 

Residents will also find local Cane Creek Park, a lovely 262-acre community park, Dogwood Park, a verdant downtown oasis, the well-equipped Putnam County Family YMCA, a softball complex, 12 golf courses, five rivers and three major lakes nearby.  In fact, the lakes are what primarily attract many to this area.  Cordell Hull Lake, Center Hill Lake and Dale Hollow Lake are surrounded by lush vegetation, little development and are quite peaceful during the week but become more crowded on weekends, attracting water skiers, fishermen and sailors.

Nearly all religious faiths are represented here (Cookeville has 137 churches), although we were unable to locate a synagogue.  There is also no public bus system, so residents will need a car or a good friend with a car to attend church.

Cookeville is home to roughly 105 restaurants, covering nearly all cuisines, from Mexican to Cajun (no vegetarian or French restaurants, though).   Shopping is adequate but not spectacular.  Most items can be found in town, and the Cookeville Mall has 35 specialty stores (and is the only indoor mall in the Upper Cumberland area), but this not a shoppers' Paradise.   Downtown Cookeville is, however, undergoing a major renovation that is being overseen by a non-profit group called CityScape, and this is bringing new business ventures to this southern community.   

Retirees will find two senior centers, the Algood Senior Citizen Center and the Putman County Senior Center.  Both offer social, recreational and educational classes and activities.  Cookeville also has numerous ways to volunteer in the community.  The local YMCA seeks people to teach preschool classes, coach teams and cook for bake sales, among other things.  The Putnam County Habitat for Humanity is always looking for those handy with a hammer and a nail gun, although they also welcome those with no building experience.  CASA is a non-profit group that works with the courts and needs people to advocate for neglected children in the Cookeville area.

With warm summers, mild winters, and breezy falls, Cookeville's weather is seasonal but without many extremes.   January temperatures average 37 degrees and July sees averages of 88 degrees.  Five to six inches of precipitation fall each month but very little of it is snow.   Humidity averages 68% and the sun shines roughly 50% of the time.

Retirees will also appreciate that Cookeville has a crime rate well below the national average, but there are a couple of drawbacks to living here.  This is rural Tennessee and not a particularly ethnically diverse area.   The nearest large city is Nashville, 80 miles away, so it is a trek to find symphonies and museums and other big city amenities.   The lack of a public transportation system is also something to consider if thinking of retiring here.

Editor's Note:  Thanks to one of our readers for sending us this email (9/10/2007):

"There is a French restaurant in Cookeville called Sebastian's Cafe, located just off the Square downtown. While there's no synagogue, there is this announcement in Cookeville's paper: HAVURAH: Cookeville Jewish Havurah meets regularly to celebrate Shabbat and other occasions. Worship is informal, but in the tradition of Reform Judaism. For information, call 526-4126 or 528-1140."

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