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Elegant Chiang Mai, Thailand Offers Expatriate Retirees
a Low-Cost Lifestyle in an Ancient, Exotic Land
Cost of Living: Roughly One Third to One Half of the U.S.
National Average
Note: The Thailand currency is the
Baht (THB), currently at 29 to the U.S. dollar. For this article, all
prices are in U.S. dollars.
| The food is excellent and very
inexpensive. Rice is eaten with nearly every meal,
and the vegetables, fruits and seafood that go with it
are hot and spicy. Meals out may cost
between $1.75 and $3.50, depending on whether the eatery
caters to locals or to tourists (known as farangs).
A fancy meal for two in a nice restaurant may cost
$15. Most residents use cell phones rather than
land lines, but plans can charge $.50 per minute.
Land lines cost about $.15 per minute. Prepaid
cell cards are available and are less expensive.
Broadband internet connection is limited in apartments
and homes, but Chiang Mai has many cyber cafes; rates
are roughly $1 per hour. |
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Night life is active and inexpensive; movies are
$3.50, drinks are $3.50; club cover fees are about the
same. Some retirees buy second-hand cars; others
buy scooters or small motorcycles; these cost around
$700. Renting a small motorcycle is also an option and
runs about $85 per month. Note: traffic flows
on the left side of the road, and reckless driving
seems to be an art form here. Public
transportation is cheap but not always convenient (tuk-tuks
cost about $2.50 per ride, and songtaew minibuses about $.35
per ride). Clothing is not expensive and bargain markets
are all over the city. Overall, it is quite possible
to enjoy retirement here for around $500 per
month. |
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Health care in Chiang Mai is quite good. Doctor
consultations at one of the local hospitals, including Chiang Mai
RAM I or Suan Dok, is about $7. A well-established
company called BUPA Thailand (British United Provident
Association), and formerly known as BUPA Blue Cross, offers health
insurance in Thailand for $120 to $350 per year. Many local
doctors are English-speaking.
Chiang Mai's climate is tropical but cooler and less humid than
elsewhere in Thailand. The weather is either warm or hot
during the day (and can reach 100 degrees) from March to May and
warm or cool at night. Winter temperatures (December and
January) can be actually chilly. The rains begin in
May, come every day and last until November (mornings during this
period are often clear). The dry season lasts for another
six months, which is four months longer than in other areas of the
country.
While in the country on a retirement visa, it is illegal to
work. Volunteering opportunities, however, are all
around. A number of nongovernmental organizations (NGOs),
their work supplemented by volunteers, operate in this
region. Many work to help local children and the hill tribe
people and appreciate the time and talent given by expat
retirees. Some of these groups include Helping
Hands (needs English-speaking teachers, nurses and writers), TVS
(helping locals manage tourism) and Raintree Resource Center
(maintains a resource center and organizes special events).
Chiang Mai is also famous for its handicraft, numerous
universities and more and more for its golf. One of Asia's
top three courses, the world-class, Robert Trent
Jones Jr.- designed, 18-hole Santiburi Country Club course,
is 25 minutes outside of the city and receives rave reviews.
The Chiang Mai Highands Resort course and the spectacular Gassan
Khuntan Golf Resort also draw golfers from around Asia.
Drawbacks to retirement in Chiang Mai, aside from the potential
for intense culture shock, are fairly few. Sanitation and
hygiene in some
areas are not up to Western standards. Traffic is
chaotic. Tuk-tuk drivers can be inconsiderate. But,
overall, Chiang Mai attracts expatriate retirees because it is a
welcoming and inexpensive city in an exotic, fascinating land and
offers a calmness all but lost in the U.S. The
surrounding area is lush and green; ancient temples peek through
the trees; elephants carry visitors on jungle safaris. For
retirees with a sense of adventure, Chiang Mai is worth a visit.
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