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Home                       Vol  IV   Issue 22           May 31, 2010                   Previous Issues

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Authentic and Unhurried, Picturesque Astoria, Oregon Appeals to Retirees in Search of a Rugged Landscape, Ocean Views, Working Class Values, Cool Weather and a Maritime Tradition

Cost of Living:  Meets the National Average

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Active Retirement

 

 

Real Estate for Retirement

 

 

Active Adult 55+

 

 

Master Planned Communities

 

 

 

Located on the extreme northwest tip of Oregon, along the mouth of the broad Columbia River and just a few miles from the Pacific Ocean, picturesque Astoria, Oregon (population 10,000), is the oldest permanent American settlement west of the Rockies.  Meriwether Lewis and William Clark spent the winter of 1806 near here, but it was not until 1810, when America's first millionaire, John Jacob Astor, founded the trading post Fort Astoria that the seeds of Astoria were sewn.   As the Oregon Territory grew, so did the new settlement, becoming a deep-water port with an economy tethered to lumber harvesting and salmon fishing (it was once known as ''the cannery capital of the world").    These days the mills and canneries are gone, but Astoria has held onto its working class values, and more retirees are discovering its striking scenic backdrop, Victorian homes, revitalized 1920s downtown,  low crime rate and relatively mild climate (for this far north).   Of today's population, 25% is age 45 to 64, and 16% is age 65 or above.

 

Life in Astoria is quiet and low key, reminiscent of a less complicated time.  A few nationally-recognized artists make their home here, and several cruise lines offload passengers who briefly come to enjoy the breathtaking natural beauty and stroll the waterfront.    The cost of living meets the national average, but the median home price is roughly $215,000, above the national median.    Astoria's heyday came in the 19th-century and early-20th century, when the town was "fish rich" from a never ending flow of salmon, and its citizens showed their wealth by building large, stately homes on the wooded hillsides above the river.   Nearly 300 Victorian structures still stand today, many now beautiful B&Bs that cater to out-of-towners.   Cape Cod bungalows, Craftsman, bi-levels, ranch-style, cottages and traditional home styles dot the community as well, and many have large yards and overflowing foliage.   Manufactured homes on private land are available, too, and can be found for less than $100,000.  Generally, town homes and apartments are not in great supply.

 

The property tax rate in Astoria is approximately $19 per $1,000 of the maximum assessed value or fair market value, which ever is lower (maximum assessed value is the 1995 value reduced by 10%, plus any changes that were made to the property, increased by 3% each year after 1997).  The annual tax on a $215,000 home would be roughly $2,500.   Oregon does not have a homestead exemption, but homeowners 62 or better may delay paying property taxes if their annual total household income is less than $36,500.  Social Security is not taxed, but other retirement income is taxed.  A 9% credit is available for private pension retirement income.  Oregon has no sales tax, personal income tax rates range from 5% to 11%.

Astoria, Oregon


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Uncommercialized and usually un crowded, Astoria is an authentic town and depends primarily on tourism, although it is still an active commercial seaport (5,000 boats and ships pass by town along the Columbia each year).  The riverfront boasts restaurants, markets, the wonderful Columbia River Maritime Museum, the restored 1913 Riverfront Trolley and the Astoria Riverwalk.   The revitalized downtown is compact, bordered by steep hills and the river, and has a good selection of eateries and boutiques.   Cultural amenities are not overwhelming, but the Astor Street Opry Company provides a variety of workshops and productions, including the annual Shanghaied in Astoria, every year.  The Astoria Visual Art Association hosts art exhibits, and the Clatsop County Historical Society manages three local museums.  The Astoria Festival of Music features operatic, symphonic and chamber music performances each summer.

The Liberty Theater is a 1925 vaudeville house that is being restored and will house a state-of-the-art performing arts complex.    The Astoria Public Library dates from 1892 but is very modern and has public computers with landline and wifi Internet access.  When it comes to festivals, Finns, Icelanders, Danes, Norwegians and Swedes gather to celebrate their heritage during the the Scandinavian Midsummer Festival each June.   A farmers' market, called the Astoria Sunday Market, takes place every weekend from May through October and covers three blocks.   SETD provides local bus service ($.75 to ride).

 

Outside of town, opportunities for fishing, hiking, birding, boating, beach combing, camping and cross country skiing are abundant   The Oregon coast, with its spectacular scenery, is a short drive to the west, and Washington State is quickly accessible via the massive Astoria-Megler Bridge, the longest continuous truss bridge in North America (completion of the bridge in 1966 allowed travelers to easily drive the entire western U.S. coastline from Canada to Mexico).   The Lewis and Clark National Historical Park, a short drive away, celebrates the spot where members of the Lewis and Clark expedition stayed during the winter of 1806 and has a replica of John Jacob Astor's original fort.   

Columbia Memorial Hospital is small, with just 25 beds, but it is a full service, critical access, not-for-profit, Level III trauma center and recently opened a 38,000 square foot facility that houses a new urgent care department, a women's health center, a new MRI unit, a new cardiac rehabilitation unit and a new emergency medicine center.    The hospital meets expectations in most areas (but falls short in pulmonary care).   Three more hospitals are within 25 miles. 

 

The Astoria Senior Center is the place to go for services and activities for the more mature crowd (55+) and currently has 400 members.    Social events include crafts, pool playing, shuffleboard, bingo, pot luck dinners, monthly birthday parties, trips, income tax preparation, line dancing and more.   The Astoria Parks and Recreation Department also has classes and activities for the mature demographic. 

The climate is on the cool side without a lot of temperature fluctuations (50s and 60s in the summer and 30s and 40s in the winter).   Astoria sits in a temperate rain forest, so it receives a lot of rain, from 2 to 3 inches per month in the summer and up to 12 inches per month in the winter (but very little snow).  It is also humid and overcast (the sun only shines 127 days of the year).  Water quality and air quality levels are above the national averages.

There are, of course, drawbacks to retirement in Astoria.  It is rather remote (Portland, Oregon, the nearest large city, is 75 miles away) and is the kind of community that rolls up the sidewalks at 10 p.m. (which not everyone considers a drawback).   Golf is limited to one course in town (but four more are within 20 miles).   The unemployment rate is above the national average, partly because much of the economy is tourism-based.   The earthquake risk is 17% above the national average.   And the weather is certainly not for everyone.

The retirees that live here, though, seem to cherish their seaside town and the spectacular natural beauty that surrounds it.  While Astoria is not perfect, for many people it is indeed a great retirement spot.


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