Do You Want to Work
During Retirement?
Most working Americans want to keep working when they retire.
Regardless of their economic condition, 4 out of 10 people want to
keep working primarily because they enjoy what they do. Another 30
percent say they need to keep working because they will need the
money.
The fact is falling home values, value declines in 401 Ks and other
retirement accounts are forcing many Americans to re-evaluate their
needs. The sad truth is more than half of those now retired are
concerned about money and wish they had saved more for retirement.
Those who are in their forties and fifties are reassessing their
thinking and serious considering delaying their retirement so they can
better maintain the lifestyle they have. This economy has also upset
the plans of those who expected to retire soon. Forty percent of these
people are postponing their retirement.
A survey, published by The Business Journal in Youngstown,
Ohio, gives us a slight glimpse into the stress that is taking place
for those nearing retirement. In fact, the headline for an article
recently published in the NY Times reads, For a Healthy Retirement,
Keep Working. The article reports on recent research projects that
showed people who work full or part-time after retirement enjoy better
health.
One of the primary factors in living a healthy retirement is to
maintain or establish social networks. It is easy to feel isolated at
home: just ask any mother taking care of a 6-month old baby. It can be
a rewarding but a lonely time.
Many people avoid retirement because they have created most of
their entire social network at their office or place of work. Once
they leave their job or business the thought of getting around in what
will probably be an expanded world and the task of creating other
networks may be overwhelming.
A study out of the University of Maryland found that men and women
who kept working after retirement had fewer major diseases or
disabilities than those who quit work. Published in the Journal of
Occupational Health Psychology, data was from 12,200 men and women
over a 6 year period. Participants ranged in age from 51 to 61.
This study, which controlled for health before retirement, found
that post-retirement work had a positive effect on health whether the
work was part time or full time. The report also said retirees should
not take just any job. Those who took jobs that were closely related
to their previous careers had the best mental health.
Many who are approaching retirement age are also seeking different
approaches to continuing their career such as giving their profession
or their business an internet presence. Some have also selected a life
long hobby as their next career. A small percentage have started a
blog, set up Facebook pages, and are working on their websites. Some
are teaching classes over the internet using teleseminars and earning
income for these classes. The internet offers options for continuing
careers, changing careers and starting new businesses that were
unavailable to retirees just a few years ago.
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Ruthan Brodsky specializes in health and business topics targeted
to the baby boomer population. As an author, copywriter, speaker and
coach she is highly regarded for her ability to take a very
complicated subject and make it understood by the non medical and
non technical reader. Claim your free report about 15 Steps to
Challenge Your Brain at http://www.secretstohealthandaging.com/welcome.
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